BingCard vs The Bitcoin Company Card
On the standard spending profile The Bitcoin Company Card is cheaper: €0 net per year versus €25 for BingCard. On cashback The Bitcoin Company Card wins (up to 25%, but the full rate requires Nessuno); for spending abroad FX markup matters, and BingCard does better (1% vs 2.5%). The structural difference is custody: The Bitcoin Company Card leaves you the keys, while BingCard holds funds on the platform. In our editorial rating The Bitcoin Company Card leads (4.0 vs 3.2). The choice depends on your real spending profile: redo the math with your volumes before picking between BingCard and The Bitcoin Company Card.
| BingCard | The Bitcoin Company Card | |
|---|---|---|
| Tier | C | B |
| Rating | ★ 3.2 | ★ 4.0 |
| Estimated net annual cost | €25 | €0 |
| Network | Mastercard/Visa | Visa/Mastercard |
| Fund custody | Custodial (platform holds funds) | Self-custody (funds in your control) |
| Issuance fee | €23 | Free |
| Annual fee | Free | Free |
| Free ATM limit | $5.000–10.000/giorno | — |
| ATM withdrawal | 2.5% | not declared |
| FX markup | 1% | 2.5% |
| Cashback | Not disclosed | 25% in BTC · Nessuno |
| On-chain settlement | Yes | — |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | No KYC | Light |
| Privacy | 6/10 | 9/10 |
| Supported countries | EEA, APAC, LATAM, MENA, AFRICA · 130+ countries | US, LATAM |
| Regulator | Not disclosed | — |
| Segment | B2C | B2C |
| Regions | EU/EEA, APAC, LATAM, MENA, Africa | US, LATAM |
| Licences & safety | N/A |
Frequently asked questions
BingCard vs The Bitcoin Company Card: which is better?
On the standard spending profile The Bitcoin Company Card is cheaper: €0 net per year versus €25 for BingCard. On cashback The Bitcoin Company Card wins (up to 25%, but the full rate requires Nessuno); for spending abroad FX markup matters, and BingCard does better (1% vs 2.5%). The structural difference is custody: The Bitcoin Company Card leaves you the keys, while BingCard holds funds on the platform. In our editorial rating The Bitcoin Company Card leads (4.0 vs 3.2). The choice depends on your real spending profile: redo the math with your volumes before picking between BingCard and The Bitcoin Company Card.
Which is cheaper, BingCard or The Bitcoin Company Card?
On the standard spending profile The Bitcoin Company Card has the lowest net annual cost: €0 versus €25 for BingCard.
Which offers more cashback, BingCard or The Bitcoin Company Card?
The Bitcoin Company Card has the highest cashback: up to 25%. Note the top rate often requires token staking and is subject to spending caps.
Is BingCard custodial or self-custody?
BingCard is custodial: funds are held by the platform, while The Bitcoin Company Card is self-custody.
Which is better for spending abroad?
For foreign-currency spending BingCard wins, with the lowest FX markup: 1%.