Treasury Prime
Treasury Prime
Treasury Prime is a Y Combinator-backed BaaS platform, with a multi-bank FDIC network, managed compliance, issuing APIs and good privacy (8/10). It is, however, a B2B product available only in the US.
Data & conditions
| Service type | Card issuing / BaaS |
|---|---|
| Pricing model | Monthly SaaS |
| Card networks | Visa, Mastercard |
| Card types | virtual, physical, debit |
| Fiat rails | ACH, Wire |
| SDK | REST/JSON |
| Processed volume | $10B |
| Fund custody | Self-custody (funds in your control) |
| KYC | Full |
| Supported countries | US · 1+ countries |
| Regulator | FDIC / OCC / State regulators (via sponsor banks) |
| OAM Italy registration | No |
| Segment | B2B |
| MiCA / License status | BaaS middleware (partner bank model) Multi-bank FDIC (US) |
Strengths
- YC-backed; multi-bank FDIC network; compliance gestita; API BaaS; privacy 8/10.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- B2B; US-only.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (Multi-bank FDIC (US)): reporting to authorities and freezes on order.
Verdict
Tier A rests on a multi-bank FDIC network, managed compliance, issuing APIs, Y Combinator backing and a strong privacy profile (8/10): the multi-bank architecture reduces reliance on a single sponsor, a concrete resilience advantage. What caps the score is the US-only B2B scope, out of reach for the Italian consumer.
The 8/10 privacy score earns a few points, but through this lens it remains a regulated platform with full KYC and custody intermediated via sponsor banks: no self-custody, no on-chain logic. The multi-bank network improves the resilience of intermediation, it does not remove it, so crypto-native value stays limited.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
What service does Treasury Prime offer?
Treasury Prime is a Card Issuing & BaaS service with a monthly SaaS subscription pricing.
What compliance does Treasury Prime hold?
Compliance certifications are not publicly documented.
How much does it cost to integrate Treasury Prime?
Pricing model: a monthly SaaS subscription. Per-unit fees are not published: they depend on volume and contract.
Does Treasury Prime support stablecoins?
Supported stablecoins are not documented.
Who is Treasury Prime for?
Target: B2B. SDKs and integrations are not publicly documented.
Sources
- Official service page Pricing model · Compliance · Volume · Founders · +4 Data verified on Jun 14, 2026
- bankingdive.com Data verified on Jul 19, 2026
- crunchbase.com Legal name · Company type Data verified on Jun 14, 2026
- docs.treasuryprime.com Sdk languages Data verified on Jun 14, 2026
Show 7 more sources
- pminsights.com Valuation Data verified on Jun 14, 2026
- risclens.com Bug bounty Data verified on Jun 14, 2026
- techcrunch.com Latest funding round · Investors Data verified on Jun 14, 2026
- trustcenter.treasuryprime.com Third-party audit · Compliance certs Data verified on Jun 14, 2026
- academybank.com License type · License country · Regulator · Custody model Data verified on Jun 13, 2026
- davidbrusstar.com Settlement times Data verified on Jun 13, 2026
- ycombinator.com Founders Data verified on Jun 13, 2026