Increase
Increase
Increase is a developer-first, enterprise-grade banking API supporting FedNow, RTP and SWIFT, with a strong privacy profile (8/10). The service is B2B only, however, and available exclusively in the United States.
Data & conditions
| Service type | Card issuing / BaaS |
|---|---|
| Pricing model | Per transaction |
| Card networks | Visa, Mastercard |
| Card types | virtual, physical, debit |
| Fiat rails | ACH, Wire |
| SDK | TypeScript, Python, Go, Java, Ruby, PHP, Kotlin, C# |
| Fund custody | Self-custody (funds in your control) |
| KYC | Full |
| Supported countries | US · 1+ countries |
| Regulator | Not disclosed |
| OAM Italy registration | No |
| Segment | B2B |
| MiCA / License status | FDIC partner (US) |
Strengths
- Developer-first banking API; FedNow + RTP + SWIFT; privacy 8/10; enterprise.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- B2B; US-only.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (FDIC partner (US)): reporting to authorities and freezes on order.
Verdict
Tier A rests on an enterprise, developer-first banking API supporting FedNow, RTP and SWIFT with a strong privacy profile (8/10): reliable, complete payment-rail infrastructure. The cap on the score is scope, since it is a B2B service available only in the US and so not directly usable by the Italian consumer.
The 8/10 privacy score earns a few points, but it remains a banking API built on an FDIC partner bank with full KYC: no self-custody, no on-chain, no censorship resistance. Through this lens the developer focus does not change the custodial substance, and crypto-native value stays limited.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
What service does Increase offer?
Increase is a Card Issuing & BaaS service with per-transaction pricing.
What compliance does Increase hold?
Compliance certifications are not publicly documented.
How much does it cost to integrate Increase?
Pricing model: per-transaction. Per-unit fees are not published: they depend on volume and contract.
Does Increase support stablecoins?
Supported stablecoins are not documented.
Who is Increase for?
Target: B2B. SDKs and integrations are not publicly documented.
Sources
- Official service page Pricing model · Compliance · Volume · Homepage · +8 Data verified on Jun 14, 2026
- techcrunch.com Banking partners · Strategy Data verified on Jul 19, 2026
- soarpay.com Founders · Background Data verified on Jun 14, 2026
- ycombinator.com Company type · Founded · Team size Data verified on Jun 14, 2026
Show 1 more source
- zendikt.com Headquarters · Founded Data verified on Jun 13, 2026