Bond
Bond
A non-custodial BaaS provider backed by FIS following its acquisition, with structured infrastructure for fintech integrations. It is a US-only B2B service whose post-FIS roadmap remains to be clarified.
Data & conditions
| Service type | Card issuing / BaaS |
|---|---|
| Pricing model | Monthly SaaS |
| Card networks | Visa, Mastercard |
| Card types | virtual, physical, debit, credit |
| Settlement time | T+1 |
| Fiat rails | ACH |
| SDK | JavaScript, Python, Ruby, Node.js |
| Fund custody | Self-custody (funds in your control) |
| KYC | Full |
| Supported countries | US · 1+ countries |
| Regulator | Federal Reserve / Arkansas State Bank Department (via Evolve Bank & Trust) |
| OAM Italy registration | No |
| Segment | B2B |
| MiCA / License status | BaaS middleware (partner bank model) FIS/FDIC (US) |
Strengths
- FIS backing post-acquisition; BaaS structured; fintech integrations.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- B2B; roadmap post-FIS from chiarire; US-only.
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (FIS/FDIC (US)): reporting to authorities and freezes on order.
Verdict
The rating stays mid-table (tier C) because, although now backed by FIS after the acquisition, Bond is a US-only B2B rail with a post-FIS roadmap still to be clarified: uncertainty over the product's direction weighs more than the backing of a solid group. For an ordinary user there is nothing directly usable nor public costs to assess.
It counts for little through this lens: custody sits with third parties via a sponsor bank (Evolve), full KYC and an entirely regulated US perimeter. There is no self-custody or censorship resistance, and the crypto-native value is marginal.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
What service does Bond offer?
Bond is a Card Issuing & BaaS service with a monthly SaaS subscription pricing.
What compliance does Bond hold?
Compliance certifications are not publicly documented.
How much does it cost to integrate Bond?
Pricing model: a monthly SaaS subscription. Per-unit fees are not published: they depend on volume and contract.
Does Bond support stablecoins?
Supported stablecoins are not documented.
Who is Bond for?
Target: B2B. SDKs and integrations are not publicly documented.
Sources
- Official service page Pricing model · Compliance · Volume · Third-party audit · +1 Data verified on Jun 14, 2026
- docs.bond.tech Legal name · Sdk languages Data verified on Jun 14, 2026
- github.com Sdk languages Data verified on Jun 14, 2026
- techcrunch.com Legal name · Company type · Valuation · Latest funding round · +2 Data verified on Jun 14, 2026
Show 3 more sources
- federalreserve.gov Regulator Data verified on Jun 13, 2026
- fintechfutures.com License type · License country · Custody model Data verified on Jun 13, 2026
- paymentsdive.com Founders Data verified on Jun 13, 2026