Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Bitfinex

Bitfinex

3.6/5 1.0/5 · Data verified on

An advanced custodial exchange offering maker fees as low as 0%, paper trading and P2P margin lending, with ties to the USDT issuer. Key caveats include the 2016 hack, the lack of US retail access and the controversial link to Tether.

46
Transparency: Low
46/100 · see methodology
46
Data exposure: Low
46/100 · lower is better for sovereignty · methodology

Data & conditions

Maker / Taker fee 0.1% / 0.2%
Markets Spot + Derivatives
Max leverage 10×
Supported assets 180+
Trading pairs 350+
24h volume (as of Jun 15) $360.24M
Fiat on-ramp Yes
Deposit methods bonifico bancario (SEPA via OpenPayd), bonifico internazionale (wire), carta di credito/debito, criptovalute, Tether (USDT)
Geo restrictions US, CA, IR, KP, CU, SY, VE
Staking / Earn Bitfinex Staking
Fund custody Custodial (platform holds funds)
KYC Full
Supported countries EEA, APAC, LATAM · 50+ countries
Regulator CNAD (El Salvador), BVI FSC
OAM Italy registration No
Segment B2C
MiCA / License status VASP BVI Registrazione parziale EU

Strengths

  • 0% maker fee; paper trading; P2P lending margine; issuer USDT.
  • No notable sovereignty advantage documented.

Weaknesses

  • Hack 2016; no USA; legame controverso with Tether.
  • Custodial: the platform holds your funds and can freeze or lose them.
  • Full KYC required: verified identity, zero pseudonymity.
  • Subject to regulation (Registrazione parziale EU): reporting to authorities and freezes on order.
  • Geographic restrictions (US, CA, IR, KP, CU, SY, VE).

Verdict

B D ★ 3.6/5 ★ 1.0/5

The score stays mid-tier because the product depth (derivatives, P2P margin lending, maker fees down to 0%) is offset by concrete user-facing weaknesses: the 2016 hack, only partial EU registration and marginal regulators such as CNAD (El Salvador) and the BVI FSC. The 0.2% taker fee is uncompetitive and the controversial tie to the USDT issuer adds counterparty risk that is hard to overlook.

Even with a privacy score of 3, it remains a custodial, full-KYC exchange, so on self-custody and censorship resistance it offers little. Its organic link to Tether places it at the heart of centralized stablecoin infrastructure, the opposite of the trustless, on-chain model this lens rewards.

Privacy & anonymity 30% 0.8
Fund control 20% 0.0
Censorship resistance 20% 1.5
Costs 10% 3.0

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

What are Bitfinex's fees?

On Bitfinex, spot fees are maker 0.1% / taker 0.2%. They drop with monthly volume and VIP tier.

Is Bitfinex regulated in Europe?

Regulatory status of Bitfinex: Registrazione parziale EU. Licence: VASP BVI.

Does Bitfinex publish Proof of Reserves?

Bitfinex publishes Proof of Reserves. No third-party reserve audit is documented. Reserve transparency is a critical factor after the FTX collapse.

Can I send transfers to third-party IBANs from Bitfinex?

No, Bitfinex is an exchange and does not allow transfers to third-party IBANs: fiat withdrawals return to a bank account in your own name.

Does Bitfinex support derivatives and futures?

Bitfinex offers derivatives trading, with up to 10x leverage.

Sources

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Update history

✓ Terms unchanged since Jun 1, 2026

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