Uquid Card
Uquid
Active since 2016, Uquid offers more than 178 million digital products, support for over 100 cryptocurrencies and a crypto BNPL feature of up to 90 days. Its weak points include a 3% FX markup, considered high, ATM fees of $2.50–3 and a Trustpilot score of 3 out of 5.
Data & conditions
| Account fee | Free |
|---|---|
| IBAN | condiviso |
| Multi-currency | Yes · 3 currencies |
| Outbound transfers to third-party IBANs | No |
| Utility direct billing | No |
| SEPA direct debit (SDD) | No |
| On-chain crypto withdrawal | No |
| SEPA transfer | Free |
| Interest on balance | 0% |
| ATM withdrawal | not declared |
| Fund custody | Custodial (platform holds funds) |
| KYC | Full |
| Supported countries | EEA, APAC, LATAM, MENA · 100+ countries |
| Regulator | Not disclosed |
| OAM Italy registration | No |
| Segment | B2C |
| MiCA / License status | Not disclosed |
Plans & pricing
Strengths
- 178M+ prodotti digitali; BNPL in crypto 90gg; 100+ crypto; from 2016.
- No notable sovereignty advantage documented.
Weaknesses
- FX 3% high; Trustpilot 3/5.
- Custodial: the platform holds your funds and can freeze or lose them.
- Full KYC required: verified identity, zero pseudonymity.
Verdict
The C tier fits a broad but lightly protective offering: active since 2016 and with crypto BNPL, Uquid nonetheless shows an unknown regulator, undefined regulation, a 3% FX markup considered high, ATM fees of $2.50-3 and a Trustpilot of 3 out of 5. For the everyday user the reliability signals are weak.
Here Uquid stands out for the complete absence of KYC, a rare case that makes it highly accessible, paired with coverage across five chains including Ethereum, Solana and Tron and a good privacy score. It stays custodial and tied to centralised stablecoins, though: the anonymity at entry is real, but control of funds and freeze resistance are not.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is Uquid Card a real bank?
Uquid Card is a digital financial service. The deposit-protection scheme is not documented for this service; check the official terms.
Can I send transfers to third-party IBANs with Uquid Card?
The ability to send transfers to third-party IBANs is not documented; check the official website.
Does Uquid Card support direct debits and utility billing?
SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.
Which fiat currencies does Uquid Card support?
The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.
Can I withdraw crypto on-chain from Uquid Card?
On-chain crypto withdrawal is not documented; check the official website.
Sources
- Official service page Plans & pricing · Regulatory framework · Fees Data verified on Jun 14, 2026
- cryptowisser.com Data verified on Jul 19, 2026
- bitcoinwiki.org Plans & pricing · Multi-currency · ATM Data verified on Jun 14, 2026
- iq.wiki Founders · Storia Data verified on Jun 14, 2026
Show 4 more sources
- pitchbook.com Acquisition · Hq Data verified on Jun 14, 2026
- seedtable.com Funding · Round Data verified on Jun 14, 2026
- shop.uquid.com Issuer · Registered office · Licenza Data verified on Jun 14, 2026
- trustpilot.com Trustpilot reviews Data verified on Jun 14, 2026