Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Copperx

Copperx

3.7/5 1.9/5 · Data verified on

Copperx offers a USDC corporate card with 5% points, unlimited virtual cards and AI-assisted expense management. It is designed for corporate and B2B use rather than for consumers.

46
Transparency: Low
46/100 · see methodology
46
Data exposure: Low
46/100 · lower is better for sovereignty · methodology

Data & conditions

Account fee Free
IBAN dedicato · US, EU, GB, MX, BR, CO
Multi-currency Yes · 2 currencies
Outbound transfers to third-party IBANs Yes
Utility direct billing No
SEPA direct debit (SDD) No
On-chain crypto withdrawal Yes
ATM withdrawal not declared
Fund custody Custodial (platform holds funds)
KYC Full
Supported countries US, EEA, APAC, LATAM · 90+ countries
Regulator partner regulated
Segment B2B
MiCA / License status none (fintech)

Plans & pricing

Strengths

  • USDC corporate card; 5% points; unlimited virtual cards; AI expense mgmt.
  • No notable sovereignty advantage documented.

Weaknesses

  • Corporate/B2B; not consumer.
  • Custodial: the platform holds your funds and can freeze or lose them.
  • Full KYC required: verified identity, zero pseudonymity.

Verdict

B D ★ 3.7/5 ★ 1.9/5

The B rating is solid for a corporate product: an excellent privacy score, regulated partners, and a USDC card with 5% points across ninety countries. For the everyday user, though, the limit is structural, since Copperx targets B2B and corporate use rather than consumers, and its own regulation stays undefined.

Copperx earns the best privacy score in the category and spans ten chains, from Ethereum to Solana and Tron, giving it on-chain breadth. Yet it stays custodial and full-KYC, anchored to centralised, freezable USDC: privacy is high, but direct control of funds and censorship resistance are not.

Privacy & anonymity 30% 1.3
Fund control 20% 2.5
Censorship resistance 20% 1.5
Costs 10% 3.1

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Is Copperx a real bank?

Copperx is a digital financial service. The deposit-protection scheme is not documented for this service; check the official terms.

Can I send transfers to third-party IBANs with Copperx?

The ability to send transfers to third-party IBANs is not documented; check the official website.

Does Copperx support direct debits and utility billing?

SEPA direct debit (SDD): not documented. Utility-bill domiciliation: not documented.

Which fiat currencies does Copperx support?

The number of supported fiat currencies is not documented. Multi-currency accounts: not documented.

Can I withdraw crypto on-chain from Copperx?

On-chain crypto withdrawal is not documented; check the official website.

Sources

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Update history

✓ Terms unchanged since Jul 18, 2026

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