Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Jupiter Card

Jupiter · Visa

3.8/5 2.8/5 · Data verified on

A non-custodial Visa card built on Solana, where USDC stays in the user's wallet until settlement; 4% cashback in JupUSD (capped at $100/month). FX is 0% only on USD payments (1% with the Rain issuer, 1.8% with DCS on other currencies). A young product (launched January 2026), issued by partners Rain and DCS covering the Americas, Africa, the Middle East and parts of APAC: it is NOT available in the EEA/Italy.

The clause

That 4% on the banner isn't what you pocket.

After FX markup, fees and withdrawals, on an average profile of €1,000/mo (20% abroad).

Advertised 4%
What you get 3.8%

Data verified on Jul 10, 2026 · personalise the calc

61
Transparency: Medium
61/100 · see methodology
61
Data exposure: Medium
61/100 · lower is better for sovereignty · methodology

Data & conditions

Network Visa
Fund custody Self-custody (funds in your control)
Issuance fee Free
Annual fee Free
Free ATM limit Not disclosed
ATM withdrawal Free
FX markup 1%
Cashback 4% in JupUSD · Nessuno
Chains Solana
On-chain settlement Yes
Contactless Yes
Virtual card Yes
KYC Full
Privacy 7/10
Supported countries US, APAC, LATAM, MENA, AFRICA · 1+ countries
Estimated net annual cost €0/year
Regulator US state regulators (Rain); MAS (DCS)
Segment B2C
MiCA / License status Card issued by licensed partners (Rain / DCS)

Plans & pricing

Strengths

  • Non-custodial on Solana; USDC stays in your wallet until settlement; 4% JupUSD cashback.
  • Self-custody: funds stay in your wallet — the platform cannot touch them.

Weaknesses

  • Not available in the EEA/Italy; 1-1.8% FX on non-USD; $100/month cashback cap; young project.
  • Full KYC required: verified identity, zero pseudonymity.

Verdict

A C ★ 3.8/5 ★ 2.8/5 Estimated net annual cost: €0/year

The tier rewards 4% JupUSD cashback and 0% FX on USD payments (1% on non-USD), but the more cautious rating flags an early-stage product, tied to the Solana ecosystem, lacking established regulation and — a key note for Italian users — not available in the EEA/Italy. The non-custodial design, though virtuous, leaves the user responsible for the keys with no banking safeguards.

From a sovereignty angle the model is clean: non-custodial on Solana, with USDC staying in the user's wallet until on-chain settlement. The 4% cashback in JupUSD adds value; full KYC is the main limit on autonomy, while the project's youth remains a factor to weigh.

Privacy & anonymity 30% 1.8
Fund control 20% 5.0
Censorship resistance 20% 1.5
Costs 10% 3.8

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Is Jupiter Card a safe card?

Jupiter Card is a self-custody card on the Visa network. As a payment card, loaded funds are e-money and are not covered by a bank deposit-guarantee scheme. Fund custody is self-custody.

How much does Jupiter Card cost?

There is no annual fee. FX is 0% only on USD payments; on other currencies (e.g. euro) a 1% fee applies with the Rain issuer or 1.8% with DCS.

Does Jupiter Card offer cashback?

Yes: 4% cashback in JupUSD (Jupiter's USD-pegged stablecoin), capped at $100/month (~$2,500 of spend).

Is Jupiter Card available in Italy?

No: the card is issued by partners Rain and DCS, covering the Americas, Africa, the Middle East and parts of APAC, but not the EEA/Italy. Always check eligibility in the official app.

Is Jupiter Card custodial or self-custody?

Jupiter Card uses a self-custody model. Funds stay in your wallet and you keep control of your private keys; the card debits at the moment of spending.

Sources

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Update history

✓ Terms unchanged since Jul 10, 2026

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