Fuse Card
Fuse · Visa
Fuse Card (Fuse Pay) is a virtual Visa prepaid card that lets you spend stablecoins (USDC) directly from your Fuse wallet, the self-custody smart wallet on Solana. The model is non-custodial: using Squads Protocol's smart accounts infrastructure, creating a Card Account deploys a separate smart account for which the Main Fuse Account remains the sole signer, so funds stay under the user's control until the moment of payment. The card is issued by Lead Bank under Visa U.S.A. licensing, with Bridge as Program Manager. Free issuance, 0% FX markup and no cashback (0%). It cannot be used at ATMs (ATM limit is 0) and has a daily spending limit of $2,000. Annual fees are not publicly disclosed, so they are shown as 0 in this entry in the absence of an official figure. It requires KYC verification and is available in the United States (excluding New York and Alaska) and across several Latin American countries plus Nigeria and Ghana.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | Non utilizzabile agli ATM |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Chains | Solana |
| On-chain settlement | Yes |
| Contactless | No |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 5/10 |
| Supported countries | US, LATAM, AFRICA · 18+ countries |
| Funding / solidity | Fuse è uno smart wallet self-custody su Solana costruito da Squads Labs Inc. (Squads Protocol). La Fuse Card è emessa da Lead Bank con Bridge Ventures, LLC come Program Manager; Squads Labs è il Platform Provider. |
| Estimated net annual cost | €0/year |
| Regulator | Visa U.S.A. Inc. (licenza); Lead Bank (banca emittente, USA) |
| Segment | B2C |
| Funding / solidity | Fuse is a self-custody smart wallet on Solana built by Squads Labs Inc. (Squads Protocol). The Fuse Card is issued by Lead Bank with Bridge Ventures, LLC as Program Manager; Squads Labs is the Platform Provider. |
| MiCA / License status | Nessuna licenza propria: carta Visa prepagata emessa da Lead Bank (USA) con Bridge come Program Manager Prepaid Visa card issued by Lead Bank under Visa U.S.A. Inc. licensing; Bridge Ventures, LLC as Program Manager and Squads Labs Inc. as Platform Provider. Fuse holds no license of its own. |
Strengths
- Genuine self-custody: Squads smart accounts on Solana, the user remains the sole signer of funds
- Free issuance and 0% FX markup, spend USDC directly from the wallet
- Available across many Latin American countries and in Africa (Nigeria, Ghana), not only the US
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- No cashback (0%) and virtual-only, no physical card
- Cannot be used at ATMs and a $2,000 daily spending limit
- In the US it excludes New York and Alaska; requires full KYC
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (Prepaid Visa card issued by Lead Bank under Visa U.S.A. Inc. licensing; Bridge Ventures, LLC as Program Manager and Squads Labs Inc. as Platform Provider. Fuse holds no license of its own.): reporting to authorities and freezes on order.
Verdict
A virtual prepaid Visa card issued by Lead Bank (US) with Bridge as Program Manager: Fuse holds no license of its own, so protection rests on the US issuing bank rather than any European e-money safeguard.
Genuine self-custody: USDC stays in the Squads smart account on Solana where the user is sole signer until payment, but full KYC and the Visa/Lead Bank rails limit anonymity.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is the Fuse Card custodial or self-custody?
It is self-custody: funds (USDC) stay in your Fuse wallet on Solana and, via Squads Protocol smart accounts, your Main Fuse Account is the sole signer of the Card Account, keeping control until payment.
How much does the Fuse Card cost and where is it available?
Issuance is free, FX markup is 0% and there is no cashback. It is a virtual Visa card issued by Lead Bank with Bridge as Program Manager, available in the US (excluding New York and Alaska) and several Latin American countries plus Nigeria and Ghana. Annual fees are not disclosed.
Sources
- Official service page Custodial · Payment network · Issuer · Blockchain · +9 Data verified on Jun 23, 2026
- todey.xyz Payment network · Card issuance fee · FX markup · Cashback · +5 Data verified on Jun 22, 2026