Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Monavate

Monavate

4.0/5 2.4/5 · Data verified on

Issuer for MetaMask, 1inch, Kraken: track record solido. B2B: not accessibile directly to the consumatori. B2B only

61
Transparency: Medium
61/100 · see methodology
61
Data exposure: Medium
61/100 · lower is better for sovereignty · methodology

Data & conditions

Service type Stablecoin infrastructure
Pricing model Not disclosed
Spread 0 bps
Per-card fee $0.00 virtual · $0.00 physical
Card networks Mastercard, Visa, Discover
Card types virtual, physical, prepaid, debit
Stablecoins USDC, USDT
Processed volume $6.5B
Fund custody Self-custody (funds in your control)
KYC Full
Supported countries UK, EEA, LATAM, MENA, US · 50+ countries
Regulator FCA
OAM Italy registration No
Segment B2B
MiCA / License status EMI FCA EMI (UK) + Bank of Lithuania EMI (EEA); not MiCA CASP

Strengths

  • Issuer for MetaMask, 1inch, Kraken: track record solido.
  • Self-custody: funds stay in your wallet — the platform cannot touch them.

Weaknesses

  • B2B: not accessibile directly to the consumatori.
  • Full KYC required: verified identity, zero pseudonymity.
  • Subject to regulation (FCA EMI (UK) + Bank of Lithuania EMI (EEA); not MiCA CASP): reporting to authorities and freezes on order.

Verdict

A C ★ 4.0/5 ★ 2.4/5

The solid score rests on dual EMI licensing — FCA in the UK and Bank of Lithuania across the EEA — and on clients of the calibre of MetaMask, 1inch and Kraken, a sign of a dependable issuer accepted by demanding operators. Worth flagging for European protection: Monavate is an EMI, not a MiCA CASP, so it operates under the e-money framework rather than the dedicated crypto regime.

On crypto-native terms the verdict scales back: Monavate is a regulated issuer with full KYC, whose very role is to bring crypto payments onto supervised e-money rails. Even when serving DeFi projects like 1inch, it does so by adding an identity and compliance layer that is the opposite of trustless, permissionless logic.

Privacy & anonymity 30% 1.3
Fund control 20% 5.0
Censorship resistance 20% 1.5

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

What service does Monavate offer?

Monavate is a Crypto Payment Infrastructure service with per-transaction pricing.

What compliance does Monavate hold?

Compliance certifications are not publicly documented.

How much does it cost to integrate Monavate?

Pricing model: per-transaction. Per-unit fees are not published: they depend on volume and contract.

Does Monavate support stablecoins?

Supported stablecoins are not documented.

Who is Monavate for?

Target: B2B. SDKs and integrations are not publicly documented.

Sources

Show 1 more source

Update history

✓ Terms unchanged since Jun 14, 2026

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