Swyftx vs Independent Reserve
On trading fees Independent Reserve starts ahead: 0.5% taker versus 0.6% for Swyftx. On listing breadth Swyftx wins (420 assets vs 41). Before picking between Swyftx and Independent Reserve, ask whether you will trade actively or just accumulate: the answer can flip the ranking.
| Swyftx | Independent Reserve | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.1 | ★ 4.0 |
| Maker / Taker fee | 0.6% / 0.6% | 0.5% / 0.5% |
| Markets | Spot | Spot |
| Max leverage | 1× | 5× |
| Supported assets | 420+ | 41+ |
| Trading pairs | 440+ | 63+ |
| 24h volume | $32M | $14.38M |
| Fiat on-ramp | Yes | Yes |
| Deposit methods | Bonifico bancario AUD, PayID, OSKO, Carta di credito/debito | Bank transfer, EFT, SWIFT, Osko/PayID, POLi, Credit/Debit card, PayPal, Crypto |
| Geo restrictions | US, EU, IT, GB | United States, China, Turkey, Iran, North Korea, Afghanistan, Syria, Oman, Sudan, Nigeria, Turkmenistan, Thailand |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | APAC · 2+ countries | APAC · 3+ countries |
| Regulator | ASIC / AUSTRAC | ASIC / AUSTRAC |
| OAM Italy registration | No | No |
| Segment | B2C | B2C |
| Regions | APAC | APAC |
| Licences & safety | AUSTRAC AU | AUSTRAC AU + MAS SG |
Frequently asked questions
Swyftx vs Independent Reserve: which is better?
On trading fees Independent Reserve starts ahead: 0.5% taker versus 0.6% for Swyftx. On listing breadth Swyftx wins (420 assets vs 41). Before picking between Swyftx and Independent Reserve, ask whether you will trade actively or just accumulate: the answer can flip the ranking.
Is Swyftx custodial or self-custody?
Swyftx is custodial: funds are held by the platform, while Independent Reserve is custodial.