Superform vs Nexo Card
On cashback Nexo Card wins (up to 2%); for spending abroad FX markup matters, and Superform does better (0% vs 0.2%). The choice depends on your real spending profile: redo the math with your volumes before picking between Superform and Nexo Card.
| Superform | Nexo Card | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.4 | ★ 4.3 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Free |
| IBAN | condiviso | dedicato |
| Multi-currency | No (single currency) | Yes · 3 currencies |
| Outbound transfers to third-party IBANs | No | Yes |
| Utility direct billing | No | No |
| SEPA direct debit (SDD) | No | No |
| Interest on balance | 8.4% | 8% |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Light | Full |
| Supported countries | US, EEA, APAC, LATAM · 100+ countries | EEA, UK · 40+ countries |
| Regulator | None | FINMA |
| OAM Italy registration | No | Yes |
| Segment | B2C | B2C |
| SEPA transfer | — | €5 |
| Regions | US, EU/EEA, APAC, LATAM | EU/EEA, UK |
| Licences & safety | None | Crypto Asset Service |
Frequently asked questions
Superform vs Nexo Card: which is better?
On cashback Nexo Card wins (up to 2%); for spending abroad FX markup matters, and Superform does better (0% vs 0.2%). The choice depends on your real spending profile: redo the math with your volumes before picking between Superform and Nexo Card.
Which is cheaper, Superform or Nexo Card?
On the standard spending profile Superform has the lowest net annual cost: €0 versus €0 for Nexo Card.
Which offers more cashback, Superform or Nexo Card?
Nexo Card has the highest cashback: up to 2%. Note the top rate often requires token staking and is subject to spending caps.
Is Superform custodial or self-custody?
Superform is custodial: funds are held by the platform, while Nexo Card is custodial.
Which is better for spending abroad?
For foreign-currency spending Superform wins, with the lowest FX markup: 0%.