Superform vs AllScale
The structural difference is custody: AllScale leaves you the keys, while Superform holds funds on the platform. In short: Superform if your usage matches its strength, AllScale otherwise — the numbers above beat any slogan.
| Superform | AllScale | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.4 | ★ 4.1 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Free |
| IBAN | condiviso | condiviso |
| Multi-currency | No (single currency) | Yes · 2 currencies |
| Outbound transfers to third-party IBANs | No | No |
| Utility direct billing | No | No |
| SEPA direct debit (SDD) | No | No |
| Interest on balance | 8.4% | 0% |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Self-custody (funds in your control) |
| KYC | Light | Light |
| Supported countries | US, EEA, APAC, LATAM · 100+ countries | AFRICA, LATAM · 50+ countries |
| Regulator | None | HKMA (planned) |
| OAM Italy registration | No | No |
| Segment | B2C | B2C |
| SEPA transfer | — | Free |
| Regions | US, EU/EEA, APAC, LATAM | Africa, LATAM |
| Licences & safety | None | None (pre-licensing) |
Frequently asked questions
Superform vs AllScale: which is better?
The structural difference is custody: AllScale leaves you the keys, while Superform holds funds on the platform. In short: Superform if your usage matches its strength, AllScale otherwise — the numbers above beat any slogan.
Which is cheaper, Superform or AllScale?
On the standard spending profile Superform has the lowest net annual cost: €0 versus €0 for AllScale.
Is Superform custodial or self-custody?
Superform is custodial: funds are held by the platform, while AllScale is self-custody.