Soldo vs bunq Business
On the standard spending profile, bunq Business has the lowest net annual cost (€96). bunq Business offers the highest cashback (2%). Pick Soldo if you prioritise simplicity and exchange integration; consider bunq Business if you prefer a mature custodial ecosystem.
| Soldo | bunq Business | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.6 | ★ 4.4 |
| FX markup | 1.5% | 0.5% |
| Cashback | 0% | 2% |
| Annual fee | Free | Free |
| Estimated net annual cost | — | €96 |
| Custodial | Custodial | Custodial |
| Network | — | — |
| Regions | UK | EU/EEA |
| Licences & safety | EMI | Full Banking License |
Frequently asked questions
Soldo vs bunq Business: which is better?
On the standard spending profile, bunq Business has the lowest net annual cost (€96). bunq Business offers the highest cashback (2%). Pick Soldo if you prioritise simplicity and exchange integration; consider bunq Business if you prefer a mature custodial ecosystem.
Which is cheaper, Soldo or bunq Business?
On the standard spending profile bunq Business has the lowest net annual cost: €96 versus — for Soldo.
Which offers more cashback, Soldo or bunq Business?
bunq Business has the highest cashback: up to 2%. Note the top rate often requires token staking and is subject to spending caps.
Is Soldo custodial or self-custody?
Soldo is custodial: funds are held by the platform, while bunq Business is custodial.
Which is better for spending abroad?
For foreign-currency spending bunq Business wins, with the lowest FX markup: 0.5%.