Quidax vs Yellow Card
For spending abroad FX markup matters, and Quidax does better (0.1% vs 0.5%). In short: Quidax if your usage matches its strength, Yellow Card otherwise — the numbers above beat any slogan.
| Quidax | Yellow Card | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 3.7 | ★ 3.6 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Free |
| IBAN | condiviso | condiviso |
| Multi-currency | No (single currency) | Yes · 17 currencies |
| Outbound transfers to third-party IBANs | No | No |
| Utility direct billing | No | No |
| SEPA direct debit (SDD) | No | No |
| Interest on balance | 10% | 0% |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | AFRICA · 3+ countries | AFRICA, LATAM, APAC · 34+ countries |
| Regulator | SEC Nigeria | NBFIRA / FSCA / FinCEN |
| OAM Italy registration | No | No |
| Segment | B2C, B2B | B2B |
| On-chain crypto withdrawal | — | Yes |
| SEPA transfer | — | Free |
| Regions | Africa | Africa, LATAM, APAC |
| Licences & safety | SEC Nigeria ARIP | VASP + MSB |
Frequently asked questions
Quidax vs Yellow Card: which is better?
For spending abroad FX markup matters, and Quidax does better (0.1% vs 0.5%). In short: Quidax if your usage matches its strength, Yellow Card otherwise — the numbers above beat any slogan.
Which is cheaper, Quidax or Yellow Card?
On the standard spending profile Quidax has the lowest net annual cost: €0 versus €0 for Yellow Card.
Is Quidax custodial or self-custody?
Quidax is custodial: funds are held by the platform, while Yellow Card is custodial.
Which is better for spending abroad?
For foreign-currency spending Quidax wins, with the lowest FX markup: 0.1%.