Quidax vs HuruPay Card
For spending abroad FX markup matters, and HuruPay Card does better (0% vs 0.1%). In our editorial rating Quidax leads (3.7 vs 3.0). In short: Quidax if your usage matches its strength, HuruPay Card otherwise — the numbers above beat any slogan.
| Quidax | HuruPay Card | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 3.7 | ★ 3.0 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Not disclosed |
| IBAN | condiviso | — |
| Multi-currency | No (single currency) | USD, EUR, GBP |
| Outbound transfers to third-party IBANs | No | — |
| Utility direct billing | No | — |
| SEPA direct debit (SDD) | No | — |
| Interest on balance | 10% | — |
| ATM withdrawal | not declared | Free |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | AFRICA · 3+ countries | AFRICA · 100+ countries |
| Regulator | SEC Nigeria | Nessun regolatore proprio: HuruPay Inc. non e una banca e opera tramite partner bancari/di pagamento licenziati negli USA, in Europa e in Africa |
| OAM Italy registration | No | No |
| Segment | B2C, B2B | B2C |
| Network | — | Base, Stellar |
| Free ATM limit | — | Non disponibile: carta virtuale, non utilizzabile per prelievi bancomat |
| Regions | Africa | Africa |
| Licences & safety | SEC Nigeria ARIP |
Frequently asked questions
Quidax vs HuruPay Card: which is better?
For spending abroad FX markup matters, and HuruPay Card does better (0% vs 0.1%). In our editorial rating Quidax leads (3.7 vs 3.0). In short: Quidax if your usage matches its strength, HuruPay Card otherwise — the numbers above beat any slogan.
Which is cheaper, Quidax or HuruPay Card?
On the standard spending profile Quidax has the lowest net annual cost: €0 versus €0 for HuruPay Card.
Is Quidax custodial or self-custody?
Quidax is custodial: funds are held by the platform, while HuruPay Card is custodial.
Which is better for spending abroad?
For foreign-currency spending HuruPay Card wins, with the lowest FX markup: 0%.