Phantom Cash vs Deblock
On the standard spending profile, Phantom Cash has the lowest net annual cost (€0). Deblock offers the highest cashback (1%). Pick Phantom Cash if you prioritise key control (self-custody); consider Deblock if you prefer self-custody.
| Phantom Cash | Deblock | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.6 | ★ 4.0 |
| FX markup | 1% | 0% |
| Cashback | 0% | 1% |
| Annual fee | Free | Free |
| Estimated net annual cost | €0 | €0 |
| Custodial | Self-custody | Self-custody |
| Network | Visa | Visa |
| Regions | US | EU/EEA |
| Licences & safety | Stripe Issuing / BIN sponsor (partner bank model) | EMI (ACPR); MiCA/CASP (AMF) |
Frequently asked questions
Phantom Cash vs Deblock: which is better?
On the standard spending profile, Phantom Cash has the lowest net annual cost (€0). Deblock offers the highest cashback (1%). Pick Phantom Cash if you prioritise key control (self-custody); consider Deblock if you prefer self-custody.
Which is cheaper, Phantom Cash or Deblock?
On the standard spending profile Phantom Cash has the lowest net annual cost: €0 versus €0 for Deblock.
Which offers more cashback, Phantom Cash or Deblock?
Deblock has the highest cashback: up to 1%. Note the top rate often requires token staking and is subject to spending caps.
Is Phantom Cash custodial or self-custody?
Phantom Cash is self-custody: you keep the keys, while Deblock is self-custody.
Which is better for spending abroad?
For foreign-currency spending Deblock wins, with the lowest FX markup: 0%.