PayPal Crypto vs Iron
In short: PayPal Crypto if your usage matches its strength, Iron otherwise — the numbers above beat any slogan.
| PayPal Crypto | Iron | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.3 | ★ 4.0 |
| Estimated net annual cost | €0 | — |
| Account fee | Free | Not disclosed |
| IBAN | condiviso | — |
| Multi-currency | Yes · 25 currencies | — |
| Outbound transfers to third-party IBANs | No | — |
| Utility direct billing | No | — |
| SEPA direct debit (SDD) | No | — |
| Interest on balance | 4% | — |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | — |
| Supported countries | US · 1+ countries | EEA, US, APAC, LATAM |
| Regulator | FinCEN, state regulators | — |
| OAM Italy registration | No | — |
| Segment | B2C | B2B |
| Regions | US | EU/EEA, US, APAC, LATAM |
| Licences & safety | Money Transmitter + EMI (UK/EU) |
Frequently asked questions
PayPal Crypto vs Iron: which is better?
In short: PayPal Crypto if your usage matches its strength, Iron otherwise — the numbers above beat any slogan.
Which is cheaper, PayPal Crypto or Iron?
On the standard spending profile PayPal Crypto has the lowest net annual cost: €0 versus — for Iron.
Is PayPal Crypto custodial or self-custody?
PayPal Crypto is custodial: funds are held by the platform, while Iron is custodial.