OpenSky Secured Visa vs Self Visa Credit Card
On the standard spending profile, Self Visa Credit Card has the lowest net annual cost (€0). OpenSky Secured Visa offers the highest cashback (10%). Pick OpenSky Secured Visa if you prioritise simplicity and exchange integration; consider Self Visa Credit Card if you prefer a mature custodial ecosystem.
| OpenSky Secured Visa | Self Visa Credit Card | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.3 | ★ 4.2 |
| FX markup | 3% | 0% |
| Cashback | 10% | 0% |
| Annual fee | Free | Free |
| Estimated net annual cost | €35 | €0 |
| Custodial | Custodial | Custodial |
| Network | Visa | Visa |
| Regions | US | US |
| Licences & safety | National bank charter | Partner bank charter |
Frequently asked questions
OpenSky Secured Visa vs Self Visa Credit Card: which is better?
On the standard spending profile, Self Visa Credit Card has the lowest net annual cost (€0). OpenSky Secured Visa offers the highest cashback (10%). Pick OpenSky Secured Visa if you prioritise simplicity and exchange integration; consider Self Visa Credit Card if you prefer a mature custodial ecosystem.
Which is cheaper, OpenSky Secured Visa or Self Visa Credit Card?
On the standard spending profile Self Visa Credit Card has the lowest net annual cost: €0 versus €35 for OpenSky Secured Visa.
Which offers more cashback, OpenSky Secured Visa or Self Visa Credit Card?
OpenSky Secured Visa has the highest cashback: up to 10%. Note the top rate often requires token staking and is subject to spending caps.
Is OpenSky Secured Visa custodial or self-custody?
OpenSky Secured Visa is custodial: funds are held by the platform, while Self Visa Credit Card is custodial.
Which is better for spending abroad?
For foreign-currency spending Self Visa Credit Card wins, with the lowest FX markup: 0%.