1inch Card vs Gnosis Pay
On cashback Gnosis Pay wins (up to 5%, but the full rate requires Richiesto staking/holding del token). The structural difference is custody: Gnosis Pay leaves you the keys, while 1inch Card holds funds on the platform. In our editorial rating Gnosis Pay leads (4.2 vs 3.6). Neither wins across the board: weigh the points above against your use case before choosing between 1inch Card and Gnosis Pay.
| 1inch Card | Gnosis Pay | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 3.6 | ★ 4.2 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Visa |
| Fund custody | Custodial (platform holds funds) | Self-custody (funds in your control) |
| Issuance fee | Free | €30 |
| Annual fee | Free | Free |
| Free ATM limit | $200/mese free, poi 2% | No ATM available |
| ATM withdrawal | 2% | Free |
| FX markup | 0% | 0% |
| Cashback | 2% in BXX o BTC/USDT · Nessuno per il cashback base; staking BXX opzionale per benefici extra | 5% in GNO · Richiesto staking/holding del token |
| Chains | Ethereum, Polygon, Arbitrum, Optimism, BNB Chain, Avalanche, Gnosis, Fantom | Gnosis Chain |
| On-chain settlement | No | Yes |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 6/10 | 6/10 |
| Supported countries | UK, EEA · 31+ countries | EEA, UK, LATAM · 35+ countries |
| Regulator | FCA (UK via Baanx) | UK FCA; Bank of Lithuania |
| Segment | B2C | B2C |
| Funding / solidity | — | $100B+ in asset gestiti su Safe · zero incidenti di sicurezza |
| Regions | UK, EU/EEA | EU/EEA, UK, LATAM |
| Licences & safety | Electronic Money Institution (EMI) — carta emessa via Baanx/Monavate, principal Mastercard member | MiCA |
Frequently asked questions
1inch Card vs Gnosis Pay: which is better?
On cashback Gnosis Pay wins (up to 5%, but the full rate requires Richiesto staking/holding del token). The structural difference is custody: Gnosis Pay leaves you the keys, while 1inch Card holds funds on the platform. In our editorial rating Gnosis Pay leads (4.2 vs 3.6). Neither wins across the board: weigh the points above against your use case before choosing between 1inch Card and Gnosis Pay.
Which is cheaper, 1inch Card or Gnosis Pay?
On the standard spending profile 1inch Card has the lowest net annual cost: €0 versus €0 for Gnosis Pay.
Which offers more cashback, 1inch Card or Gnosis Pay?
Gnosis Pay has the highest cashback: up to 5%. Note the top rate often requires token staking and is subject to spending caps.
Is 1inch Card custodial or self-custody?
1inch Card is custodial: funds are held by the platform, while Gnosis Pay is self-custody.