Nexo Card vs Bleap
For spending abroad FX markup matters, and Bleap does better (0% vs 0.2%). The structural difference is custody: Bleap leaves you the keys, while Nexo Card holds funds on the platform. The choice depends on your real spending profile: redo the math with your volumes before picking between Nexo Card and Bleap.
| Nexo Card | Bleap | |
|---|---|---|
| Tier | A | B |
| Rating | ★ 4.3 | ★ 4.2 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Free |
| IBAN | dedicato | dedicato |
| Multi-currency | Yes · 3 currencies | Yes · 3 currencies |
| Outbound transfers to third-party IBANs | Yes | No |
| Utility direct billing | No | No |
| SEPA direct debit (SDD) | No | No |
| SEPA transfer | €5 | Free |
| Interest on balance | 8% | 8% |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Self-custody (funds in your control) |
| KYC | Full | Full |
| Supported countries | EEA, UK · 40+ countries | EEA · 31+ countries |
| Regulator | FINMA | Polish Register on Virtual Currencies Business Activity |
| OAM Italy registration | Yes | No |
| Segment | B2C | B2C |
| Regions | EU/EEA, UK | EU/EEA |
| Licences & safety | Crypto Asset Service | VASP registration (Poland) |
Frequently asked questions
Nexo Card vs Bleap: which is better?
For spending abroad FX markup matters, and Bleap does better (0% vs 0.2%). The structural difference is custody: Bleap leaves you the keys, while Nexo Card holds funds on the platform. The choice depends on your real spending profile: redo the math with your volumes before picking between Nexo Card and Bleap.
Which is cheaper, Nexo Card or Bleap?
On the standard spending profile Nexo Card has the lowest net annual cost: €0 versus €0 for Bleap.
Which offers more cashback, Nexo Card or Bleap?
Nexo Card has the highest cashback: up to 2%. Note the top rate often requires token staking and is subject to spending caps.
Is Nexo Card custodial or self-custody?
Nexo Card is custodial: funds are held by the platform, while Bleap is self-custody.
Which is better for spending abroad?
For foreign-currency spending Bleap wins, with the lowest FX markup: 0%.