Nexo Card vs Avici Money
On cashback Nexo Card wins (up to 2%); for spending abroad FX markup matters, and Avici Money does better (0% vs 0.2%). Neither wins across the board: weigh the points above against your use case before choosing between Nexo Card and Avici Money.
| Nexo Card | Avici Money | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.3 | ★ 4.1 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Free |
| IBAN | dedicato | dedicato · USA, EU |
| Multi-currency | Yes · 3 currencies | Yes · 2 currencies |
| Outbound transfers to third-party IBANs | Yes | Yes |
| Utility direct billing | No | No |
| SEPA direct debit (SDD) | No | No |
| SEPA transfer | €5 | €1 |
| Interest on balance | 8% | — |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Light |
| Supported countries | EEA, UK · 40+ countries | US, EEA, APAC, LATAM · 100+ countries |
| Regulator | FINMA | FinCEN / state regulators |
| OAM Italy registration | Yes | No |
| Segment | B2C | B2C |
| Regions | EU/EEA, UK | US, EU/EEA, APAC, LATAM |
| Licences & safety | Crypto Asset Service | EMI / Money Transmitter |
Frequently asked questions
Nexo Card vs Avici Money: which is better?
On cashback Nexo Card wins (up to 2%); for spending abroad FX markup matters, and Avici Money does better (0% vs 0.2%). Neither wins across the board: weigh the points above against your use case before choosing between Nexo Card and Avici Money.
Which is cheaper, Nexo Card or Avici Money?
On the standard spending profile Nexo Card has the lowest net annual cost: €0 versus €0 for Avici Money.
Which offers more cashback, Nexo Card or Avici Money?
Nexo Card has the highest cashback: up to 2%. Note the top rate often requires token staking and is subject to spending caps.
Is Nexo Card custodial or self-custody?
Nexo Card is custodial: funds are held by the platform, while Avici Money is custodial.
Which is better for spending abroad?
For foreign-currency spending Avici Money wins, with the lowest FX markup: 0%.