NexasCard vs Oobit
On cashback Oobit wins (up to 10%, but the full rate requires Nessuno); for spending abroad FX markup matters, and NexasCard does better (0% vs 3%). The structural difference is custody: Oobit leaves you the keys, while NexasCard holds funds on the platform. In our editorial rating Oobit leads (4.0 vs 1.5). Neither wins across the board: weigh the points above against your use case before choosing between NexasCard and Oobit.
| NexasCard | Oobit | |
|---|---|---|
| Tier | D | B |
| Rating | ★ 1.5 | ★ 4.0 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Visa |
| Fund custody | Custodial (platform holds funds) | Self-custody (funds in your control) |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | $500/giorno | N/A (virtual only) |
| ATM withdrawal | Free | 1% |
| FX markup | 0% | 3% |
| Cashback | Not disclosed | 10% in USDT (stablecoin) o OOB · Nessuno |
| On-chain settlement | No | — |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | No KYC | Full |
| Privacy | 9/10 | 8/10 |
| Supported countries | EEA, APAC, LATAM, MENA, AFRICA, US · 130+ countries | EEA, APAC, MENA, LATAM, US · 150+ countries |
| Regulator | Not disclosed | Estonian FIU |
| OAM Italy registration | No | — |
| Segment | B2C | B2C |
| Regions | EU/EEA, APAC, LATAM, MENA, Africa, US | EU/EEA, APAC, MENA, LATAM, US |
| Licences & safety | N/A | FIU registration (Estonia) |
Frequently asked questions
NexasCard vs Oobit: which is better?
On cashback Oobit wins (up to 10%, but the full rate requires Nessuno); for spending abroad FX markup matters, and NexasCard does better (0% vs 3%). The structural difference is custody: Oobit leaves you the keys, while NexasCard holds funds on the platform. In our editorial rating Oobit leads (4.0 vs 1.5). Neither wins across the board: weigh the points above against your use case before choosing between NexasCard and Oobit.
Which is cheaper, NexasCard or Oobit?
On the standard spending profile NexasCard has the lowest net annual cost: €0 versus €0 for Oobit.
Which offers more cashback, NexasCard or Oobit?
Oobit has the highest cashback: up to 10%. Note the top rate often requires token staking and is subject to spending caps.
Is NexasCard custodial or self-custody?
NexasCard is custodial: funds are held by the platform, while Oobit is self-custody.
Which is better for spending abroad?
For foreign-currency spending NexasCard wins, with the lowest FX markup: 0%.