Marqeta vs Column
Different commercial models: Marqeta prices interchange-share, Column hybrid — real cost depends on your volumes. On compliance Marqeta documents more certifications (2 vs 1). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
| Marqeta | Column | |
|---|---|---|
| Tier | S | A |
| Rating | ★ 4.8 | ★ 4.5 |
| Service type | Card issuing / BaaS | Card issuing / BaaS |
| Pricing model | Interchange share | Hybrid |
| Spread | 50–200 bps | — |
| Card networks | Visa, Mastercard | Visa |
| Card types | virtual, physical, debit, credit, prepaid | debit, virtual |
| Fiat rails | ACH, Wire | ACH, SWIFT |
| Stablecoins | USDC | USDC |
| Customer type | Fintech, Enterprise, Platforms | — |
| Certifications | SOC2-T2, PCI-DSS-L1 | SOC2-T2 |
| SDK | Node, Python, Java, .NET | Any via OpenAPI spec |
| Processed volume | $84B | — |
| Currencies | USD, EUR, GBP | — |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| KYC | Full | Full |
| Supported countries | US, EEA, UK, APAC · 150+ countries | US · 1+ countries |
| Regulator | FCA (UK); CFPB / state regulators (US); EU local regulators | OCC |
| OAM Italy registration | No | No |
| Segment | B2B | B2B |
| Regions | US, EU/EEA, UK, APAC | US |
| Licences & safety | FCA | National Bank Charter |
Frequently asked questions
Marqeta vs Column: which is better?
Different commercial models: Marqeta prices interchange-share, Column hybrid — real cost depends on your volumes. On compliance Marqeta documents more certifications (2 vs 1). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
Is Marqeta custodial or self-custody?
Marqeta is self-custody: you keep the keys, while Column is self-custody.