Luno vs VALR
Per-trade cost favours Luno (0.1% taker, vs 0.2%). On listing breadth VALR wins (140 assets vs 35). Only VALR offers derivatives (up to 20x leverage). For frequent trading, fees and liquidity matter most; for long-term holding, licences and reserve transparency do — weigh the points above against your usage.
| Luno | VALR | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 3.8 | ★ 3.8 |
| Maker / Taker fee | 0.1% / 0.1% | 0.1% / 0.2% |
| Markets | Spot | Spot + Derivatives |
| Max leverage | 1× | 20× |
| Supported assets | 35+ | 140+ |
| Trading pairs | 25+ | 77+ |
| 24h volume | $2.16M | $21.9M |
| Fiat on-ramp | Yes | Yes |
| Deposit methods | bank_transfer, card, instant_eft | Bonifico/EFT in ZAR, Carta di credito/debito (Visa/Mastercard), Apple Pay / Google Pay (Checkout.com), SWIFT, SEPA, Deposito crypto |
| Geo restrictions | US | US, CA, CU, IR, KP, KZ, RU, SO, SD, SS, SY, UA, IN |
| Staking / Earn | Savings Wallet (ETH, ADA, SOL, DOT, ATOM, NEAR) | Staking SOL/AVAX/TRX up to 6% APY; lending up to 67% APR |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | AFRICA, APAC · 10+ countries | AFRICA · 1+ countries |
| Regulator | FSCA | FSCA |
| OAM Italy registration | No | No |
| Segment | B2C | B2C |
| Regions | Africa, APAC | Africa |
| Licences & safety | FSP Sud Africa + FCA UK | FSCA South Africa |
Frequently asked questions
Luno vs VALR: which is better?
Per-trade cost favours Luno (0.1% taker, vs 0.2%). On listing breadth VALR wins (140 assets vs 35). Only VALR offers derivatives (up to 20x leverage). For frequent trading, fees and liquidity matter most; for long-term holding, licences and reserve transparency do — weigh the points above against your usage.
Is Luno custodial or self-custody?
Luno is custodial: funds are held by the platform, while VALR is custodial.