Lithic vs Visa
Lithic and Visa compete in the same bracket: coverage, certifications and integration time-to-market decide it. On compliance Lithic documents more certifications (2 vs 0). In our editorial rating Visa leads (4.9 vs 4.3). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
| Lithic | Visa | |
|---|---|---|
| Tier | A | S |
| Rating | ★ 4.3 | ★ 4.9 |
| Service type | Card issuing / BaaS | Card issuing / BaaS |
| Pricing model | Not disclosed | Interchange share |
| Per-card fee | $0.05 virtual | — |
| Card networks | Visa, Mastercard | Visa |
| Card types | virtual, physical, debit, prepaid | debit, credit, prepaid, virtual, physical |
| Fiat rails | ACH, Wire | — |
| Stablecoins | USDC, USDT | — |
| Certifications | SOC2-T2, PCI-DSS-L1 | — |
| SDK | Node, Python, Go, Java, Kotlin, Ruby | — |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| KYC | Full | — |
| Supported countries | US · 1+ countries | US, EEA, UK, APAC, LATAM, MENA, AFRICA · 200+ countries |
| Regulator | FinCEN / State regulators | — |
| OAM Italy registration | No | No |
| Segment | B2B | B2B |
| Customer type | — | Enterprise, Fintech, Platforms |
| Processed volume | — | $17T |
| Regions | US | US, EU/EEA, UK, APAC, LATAM, MENA, Africa |
| Licences & safety | MSB / Money Transmitter (state-level) |
Frequently asked questions
Lithic vs Visa: which is better?
Lithic and Visa compete in the same bracket: coverage, certifications and integration time-to-market decide it. On compliance Lithic documents more certifications (2 vs 0). In our editorial rating Visa leads (4.9 vs 4.3). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
Is Lithic custodial or self-custody?
Lithic is self-custody: you keep the keys, while Visa is self-custody.