Lithic vs Marqeta
Lithic and Marqeta compete in the same bracket: coverage, certifications and integration time-to-market decide it. In our editorial rating Marqeta leads (4.8 vs 4.3). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
| Lithic | Marqeta | |
|---|---|---|
| Tier | A | S |
| Rating | ★ 4.3 | ★ 4.8 |
| Service type | Card issuing / BaaS | Card issuing / BaaS |
| Pricing model | Not disclosed | Interchange share |
| Per-card fee | $0.05 virtual | — |
| Card networks | Visa, Mastercard | Visa, Mastercard |
| Card types | virtual, physical, debit, prepaid | virtual, physical, debit, credit, prepaid |
| Fiat rails | ACH, Wire | ACH, Wire |
| Stablecoins | USDC, USDT | USDC |
| Certifications | SOC2-T2, PCI-DSS-L1 | SOC2-T2, PCI-DSS-L1 |
| SDK | Node, Python, Go, Java, Kotlin, Ruby | Node, Python, Java, .NET |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| KYC | Full | Full |
| Supported countries | US · 1+ countries | US, EEA, UK, APAC · 150+ countries |
| Regulator | FinCEN / State regulators | FCA (UK); CFPB / state regulators (US); EU local regulators |
| OAM Italy registration | No | No |
| Segment | B2B | B2B |
| Spread | — | 50–200 bps |
| Customer type | — | Fintech, Enterprise, Platforms |
| Processed volume | — | $84B |
| Currencies | — | USD, EUR, GBP |
| Regions | US | US, EU/EEA, UK, APAC |
| Licences & safety | MSB / Money Transmitter (state-level) | FCA |
Frequently asked questions
Lithic vs Marqeta: which is better?
Lithic and Marqeta compete in the same bracket: coverage, certifications and integration time-to-market decide it. In our editorial rating Marqeta leads (4.8 vs 4.3). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
Is Lithic custodial or self-custody?
Lithic is self-custody: you keep the keys, while Marqeta is self-custody.