Kraken Krak Card vs Coinbase One Card (AmEx)
The first number to check is net annual cost: €0 for Kraken Krak Card versus €50 for Coinbase One Card (AmEx). On cashback Coinbase One Card (AmEx) wins (up to 4%, but the full rate requires Nessuno). In short: Kraken Krak Card if your usage matches its strength, Coinbase One Card (AmEx) otherwise — the numbers above beat any slogan.
| Kraken Krak Card | Coinbase One Card (AmEx) | |
|---|---|---|
| Tier | S | S |
| Rating | ★ 4.9 | ★ 4.7 |
| Estimated net annual cost | €0 | €50 |
| Network | Mastercard | American Express |
| Fund custody | Custodial (platform holds funds) | — |
| Issuance fee | Free | Free |
| Annual fee | Free | Free |
| Free ATM limit | €1.000/giorno · €10.000/mese | Cash advance up to 10% of the credit line |
| ATM withdrawal | Free | Free |
| FX markup | 0% | 0% |
| Cashback | 2% in USD o crypto scelto · Nessuno | 4% in BTC · Nessuno |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 5/10 | 3/10 |
| Supported countries | EEA, UK · 30+ countries | US · 1+ countries |
| Regulator | Central Bank of Ireland; FCA; Bank of Lithuania | SEC (public company); NYDFS; state regulators |
| Segment | B2C | B2C |
| Card type | — | Revolving credit |
| APR | — | 19.49%–29.49% |
| On-chain settlement | — | No |
| Funding / solidity | — | Prodotto Coinbase (NASDAQ: COIN), lancio 2025-2026 |
| OAM Italy registration | — | No |
| Regions | EU/EEA, UK | US |
| Licences & safety | MiCAR (CASP); EMI; MiFID; FCA registration |
Frequently asked questions
Kraken Krak Card vs Coinbase One Card (AmEx): which is better?
The first number to check is net annual cost: €0 for Kraken Krak Card versus €50 for Coinbase One Card (AmEx). On cashback Coinbase One Card (AmEx) wins (up to 4%, but the full rate requires Nessuno). In short: Kraken Krak Card if your usage matches its strength, Coinbase One Card (AmEx) otherwise — the numbers above beat any slogan.
Which is cheaper, Kraken Krak Card or Coinbase One Card (AmEx)?
On the standard spending profile Kraken Krak Card has the lowest net annual cost: €0 versus €50 for Coinbase One Card (AmEx).
Which offers more cashback, Kraken Krak Card or Coinbase One Card (AmEx)?
Coinbase One Card (AmEx) has the highest cashback: up to 4%. Note the top rate often requires token staking and is subject to spending caps.
Is Kraken Krak Card custodial or self-custody?
Kraken Krak Card is custodial: funds are held by the platform, while Coinbase One Card (AmEx) is custodial.