Kraken Krak Card vs Bybit Card APAC

On the standard spending profile, Kraken Krak Card has the lowest net annual cost (€0). Bybit Card APAC offers the highest cashback (10%). Pick Kraken Krak Card if you prioritise simplicity and exchange integration; consider Bybit Card APAC if you prefer a mature custodial ecosystem.

Kraken Krak Card Bybit Card APAC
Tier S A
Rating ★ 4.9 ★ 4.3
FX markup 0% 0.5%
Cashback 2% 10%
Annual fee Free Free
Estimated net annual cost €0 €0
Custodial Custodial Custodial
Network Mastercard Mastercard
Regions EU/EEA, UK APAC, LATAM
Licences & safety MiCAR (CASP); EMI; MiFID; FCA registration MiCAR (CASP); VARA VASP; SCA Virtual Asset Platform Operator

Frequently asked questions

Kraken Krak Card vs Bybit Card APAC: which is better?

On the standard spending profile, Kraken Krak Card has the lowest net annual cost (€0). Bybit Card APAC offers the highest cashback (10%). Pick Kraken Krak Card if you prioritise simplicity and exchange integration; consider Bybit Card APAC if you prefer a mature custodial ecosystem.

Which is cheaper, Kraken Krak Card or Bybit Card APAC?

On the standard spending profile Kraken Krak Card has the lowest net annual cost: €0 versus €0 for Bybit Card APAC.

Which offers more cashback, Kraken Krak Card or Bybit Card APAC?

Bybit Card APAC has the highest cashback: up to 10%. Note the top rate often requires token staking and is subject to spending caps.

Is Kraken Krak Card custodial or self-custody?

Kraken Krak Card is custodial: funds are held by the platform, while Bybit Card APAC is custodial.

Which is better for spending abroad?

For foreign-currency spending Kraken Krak Card wins, with the lowest FX markup: 0%.