Kikoff vs Extra Debit Card
The first number to check is net annual cost: €60 for Kikoff versus €149 for Extra Debit Card. On cashback Extra Debit Card wins (up to 1%, but the full rate requires Nessuno). In short: Kikoff if your usage matches its strength, Extra Debit Card otherwise — the numbers above beat any slogan.
| Kikoff | Extra Debit Card | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 4.0 | ★ 3.9 |
| Estimated net annual cost | €60 | €149 |
| Network | Visa (Premium/Ultimate) | Mastercard |
| Card type | Credit card | Credit card |
| APR | 0% | 0% |
| Issuance fee | Free | Free |
| Annual fee | €60/year | €240/year |
| Free ATM limit | Not disclosed | N/A (no ATM withdrawals) |
| ATM withdrawal | Free | Free |
| FX markup | 0% | 0% |
| Cashback | Not disclosed | 1% · Nessuno |
| On-chain settlement | No | No |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 5/10 | 5/10 |
| Supported countries | US · 1+ countries | US · 1+ countries |
| Regulator | FDIC | FDIC |
| OAM Italy registration | No | No |
| Segment | B2C | B2C |
| Regions | US | US |
| Licences & safety | Partner bank charter | Partner bank charter |
Frequently asked questions
Kikoff vs Extra Debit Card: which is better?
The first number to check is net annual cost: €60 for Kikoff versus €149 for Extra Debit Card. On cashback Extra Debit Card wins (up to 1%, but the full rate requires Nessuno). In short: Kikoff if your usage matches its strength, Extra Debit Card otherwise — the numbers above beat any slogan.
Which is cheaper, Kikoff or Extra Debit Card?
On the standard spending profile Kikoff has the lowest net annual cost: €60 versus €149 for Extra Debit Card.
Which offers more cashback, Kikoff or Extra Debit Card?
Extra Debit Card has the highest cashback: up to 1%. Note the top rate often requires token staking and is subject to spending caps.
Is Kikoff custodial or self-custody?
Kikoff is custodial: funds are held by the platform, while Extra Debit Card is custodial.