Gnosis Pay vs Ready Card (Argent)
On the standard spending profile, Gnosis Pay has the lowest net annual cost (€0). Gnosis Pay offers the highest cashback (5%). Pick Gnosis Pay if you prioritise key control (self-custody); consider Ready Card (Argent) if you prefer self-custody.
| Gnosis Pay | Ready Card (Argent) | |
|---|---|---|
| Tier | B | A |
| Rating | ★ 4.2 | ★ 4.2 |
| FX markup | 0% | 0% |
| Cashback | 5% | 3% |
| Annual fee | Free | Free |
| Estimated net annual cost | €0 | €120 |
| Custodial | Self-custody | Self-custody |
| Network | Visa | Mastercard |
| Regions | EU/EEA, UK, LATAM | EU/EEA, UK |
| Licences & safety | MiCA | EMI (partner Kulipa) |
Frequently asked questions
Gnosis Pay vs Ready Card (Argent): which is better?
On the standard spending profile, Gnosis Pay has the lowest net annual cost (€0). Gnosis Pay offers the highest cashback (5%). Pick Gnosis Pay if you prioritise key control (self-custody); consider Ready Card (Argent) if you prefer self-custody.
Which is cheaper, Gnosis Pay or Ready Card (Argent)?
On the standard spending profile Gnosis Pay has the lowest net annual cost: €0 versus €120 for Ready Card (Argent).
Which offers more cashback, Gnosis Pay or Ready Card (Argent)?
Gnosis Pay has the highest cashback: up to 5%. Note the top rate often requires token staking and is subject to spending caps.
Is Gnosis Pay custodial or self-custody?
Gnosis Pay is self-custody: you keep the keys, while Ready Card (Argent) is self-custody.