Deserve vs B4B Payments
Different commercial models: Deserve prices saas-monthly, B4B Payments per-transaction — real cost depends on your volumes. On compliance B4B Payments documents more certifications (1 vs 0). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
| Deserve | B4B Payments | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.4 | ★ 4.3 |
| Service type | Card issuing / BaaS | Card issuing / BaaS |
| Pricing model | Monthly SaaS | Per transaction |
| Card networks | Mastercard | Mastercard, Visa |
| Card types | credit, virtual | virtual, physical, prepaid |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| KYC | Full | Full |
| Supported countries | US · 1+ countries | EEA, UK, US · 50+ countries |
| Regulator | OCC (via partner banks) | FCA |
| OAM Italy registration | No | No |
| Segment | B2B | B2B |
| Spread | — | 0 bps |
| Per-card fee | — | $0.00 virtual · $0.00 physical |
| Settlement time | — | T+1 |
| Fiat rails | — | SWIFT |
| Certifications | — | PCI-DSS-L1 |
| Processed volume | — | $0 |
| Regions | US | EU/EEA, UK, US |
| Licences & safety | Sponsor bank (Celtic Bank / Evolve Bank) | EMI |
Frequently asked questions
Deserve vs B4B Payments: which is better?
Different commercial models: Deserve prices saas-monthly, B4B Payments per-transaction — real cost depends on your volumes. On compliance B4B Payments documents more certifications (1 vs 0). For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
Is Deserve custodial or self-custody?
Deserve is self-custody: you keep the keys, while B4B Payments is self-custody.