Deel vs Kotani Pay

On the standard spending profile, Deel has the lowest net annual cost (€348). Deel offers the highest cashback (0%). Pick Deel if you prioritise key control (self-custody); consider Kotani Pay if you prefer self-custody.

Deel Kotani Pay
Tier A B
Rating ★ 4.4 ★ 3.9
FX markup 0% 0%
Cashback 0% 0%
Annual fee Free Free
Estimated net annual cost €348
Custodial Self-custody Self-custody
Network
Regions US, EU/EEA, LATAM, APAC, Africa Africa
Licences & safety N/A CASP

Frequently asked questions

Deel vs Kotani Pay: which is better?

On the standard spending profile, Deel has the lowest net annual cost (€348). Deel offers the highest cashback (0%). Pick Deel if you prioritise key control (self-custody); consider Kotani Pay if you prefer self-custody.

Which is cheaper, Deel or Kotani Pay?

On the standard spending profile Deel has the lowest net annual cost: €348 versus — for Kotani Pay.

Is Deel custodial or self-custody?

Deel is self-custody: you keep the keys, while Kotani Pay is self-custody.