Crypto.com Visa Card vs Bybit Card APAC
On cashback Bybit Card APAC wins (up to 10%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Crypto.com Visa Card does better (0% vs 0.5%). Neither wins across the board: weigh the points above against your use case before choosing between Crypto.com Visa Card and Bybit Card APAC.
| Crypto.com Visa Card | Bybit Card APAC | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.5 | ★ 4.3 |
| Estimated net annual cost | €0 | €0 |
| Network | Visa | Mastercard |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| Issuance fee | Free | €5 |
| Annual fee | Free | Free |
| Free ATM limit | €400–1,000/month free, then 2% | $3.000/giorno |
| ATM withdrawal | 2% | 2% |
| FX markup | 0% | 0.5% |
| Cashback | 5% in CRO · Staking CRO per i tier oltre il 1% | 10% in BTC o USDC · Nessuno |
| On-chain settlement | No | No |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 2/10 | 2/10 |
| Supported countries | US, EEA, UK, APAC, LATAM, MENA · 90+ countries | APAC, LATAM · 10+ countries |
| Funding / solidity | 100M+ utenti · $1,5B ricavi | — |
| Regulator | MFSA | Austria FMA; Dubai VARA; UAE SCA |
| OAM Italy registration | Yes | No |
| Segment | B2C | B2C |
| Past incidents | — | February 2025: ~$1.5B breach (the largest crypto theft in history), attributed to the Lazarus Group; Bybit made customer funds whole. |
| Regions | US, EU/EEA, UK, APAC, LATAM, MENA | APAC, LATAM |
| Licences & safety | MiCA, MAS, VASP | MiCAR (CASP); VARA VASP; SCA Virtual Asset Platform Operator |
Frequently asked questions
Crypto.com Visa Card vs Bybit Card APAC: which is better?
On cashback Bybit Card APAC wins (up to 10%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Crypto.com Visa Card does better (0% vs 0.5%). Neither wins across the board: weigh the points above against your use case before choosing between Crypto.com Visa Card and Bybit Card APAC.
Which is cheaper, Crypto.com Visa Card or Bybit Card APAC?
On the standard spending profile Crypto.com Visa Card has the lowest net annual cost: €0 versus €0 for Bybit Card APAC.
Which offers more cashback, Crypto.com Visa Card or Bybit Card APAC?
Bybit Card APAC has the highest cashback: up to 10%. Note the top rate often requires token staking and is subject to spending caps.
Is Crypto.com Visa Card custodial or self-custody?
Crypto.com Visa Card is custodial: funds are held by the platform, while Bybit Card APAC is custodial.
Which is better for spending abroad?
For foreign-currency spending Crypto.com Visa Card wins, with the lowest FX markup: 0%.