Coinbase One Card (AmEx) vs Gemini Credit Card

On the standard spending profile, Gemini Credit Card has the lowest net annual cost (€0). Coinbase One Card (AmEx) offers the highest cashback (4%). Pick Coinbase One Card (AmEx) if you prioritise simplicity and exchange integration; consider Gemini Credit Card if you prefer a mature custodial ecosystem.

Coinbase One Card (AmEx) Gemini Credit Card
Tier S A
Rating ★ 4.7 ★ 4.4
FX markup 0% 0%
Cashback 4% 4%
Annual fee €46 Free
Estimated net annual cost €552 €0
Custodial Custodial Custodial
Network American Express Mastercard World Elite
Regions US US
Licences & safety NYDFS

Frequently asked questions

Coinbase One Card (AmEx) vs Gemini Credit Card: which is better?

On the standard spending profile, Gemini Credit Card has the lowest net annual cost (€0). Coinbase One Card (AmEx) offers the highest cashback (4%). Pick Coinbase One Card (AmEx) if you prioritise simplicity and exchange integration; consider Gemini Credit Card if you prefer a mature custodial ecosystem.

Which is cheaper, Coinbase One Card (AmEx) or Gemini Credit Card?

On the standard spending profile Gemini Credit Card has the lowest net annual cost: €0 versus €552 for Coinbase One Card (AmEx).

Which offers more cashback, Coinbase One Card (AmEx) or Gemini Credit Card?

Coinbase One Card (AmEx) has the highest cashback: up to 4%. Note the top rate often requires token staking and is subject to spending caps.

Is Coinbase One Card (AmEx) custodial or self-custody?

Coinbase One Card (AmEx) is custodial: funds are held by the platform, while Gemini Credit Card is custodial.