Coinbase One Card (AmEx) vs Bybit Card APAC
On the standard spending profile Bybit Card APAC is cheaper: €0 net per year versus €50 for Coinbase One Card (AmEx). On cashback Bybit Card APAC wins (up to 10%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Coinbase One Card (AmEx) does better (0% vs 0.5%). In our editorial rating Coinbase One Card (AmEx) leads (4.7 vs 4.3). The choice depends on your real spending profile: redo the math with your volumes before picking between Coinbase One Card (AmEx) and Bybit Card APAC.
| Coinbase One Card (AmEx) | Bybit Card APAC | |
|---|---|---|
| Tier | S | A |
| Rating | ★ 4.7 | ★ 4.3 |
| Estimated net annual cost | €50 | €0 |
| Network | American Express | Mastercard |
| Card type | Revolving credit | — |
| APR | 19.49%–29.49% | — |
| Issuance fee | Free | €5 |
| Annual fee | Free | Free |
| Free ATM limit | Cash advance up to 10% of the credit line | $3.000/giorno |
| ATM withdrawal | Free | 2% |
| FX markup | 0% | 0.5% |
| Cashback | 4% in BTC · Nessuno | 10% in BTC o USDC · Nessuno |
| On-chain settlement | No | No |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 3/10 | 2/10 |
| Supported countries | US · 1+ countries | APAC, LATAM · 10+ countries |
| Funding / solidity | Prodotto Coinbase (NASDAQ: COIN), lancio 2025-2026 | — |
| Regulator | SEC (public company); NYDFS; state regulators | Austria FMA; Dubai VARA; UAE SCA |
| OAM Italy registration | No | No |
| Segment | B2C | B2C |
| Fund custody | — | Custodial (platform holds funds) |
| Past incidents | — | February 2025: ~$1.5B breach (the largest crypto theft in history), attributed to the Lazarus Group; Bybit made customer funds whole. |
| Regions | US | APAC, LATAM |
| Licences & safety | MiCAR (CASP); VARA VASP; SCA Virtual Asset Platform Operator |
Frequently asked questions
Coinbase One Card (AmEx) vs Bybit Card APAC: which is better?
On the standard spending profile Bybit Card APAC is cheaper: €0 net per year versus €50 for Coinbase One Card (AmEx). On cashback Bybit Card APAC wins (up to 10%, but the full rate requires Nessuno); for spending abroad FX markup matters, and Coinbase One Card (AmEx) does better (0% vs 0.5%). In our editorial rating Coinbase One Card (AmEx) leads (4.7 vs 4.3). The choice depends on your real spending profile: redo the math with your volumes before picking between Coinbase One Card (AmEx) and Bybit Card APAC.
Which is cheaper, Coinbase One Card (AmEx) or Bybit Card APAC?
On the standard spending profile Bybit Card APAC has the lowest net annual cost: €0 versus €50 for Coinbase One Card (AmEx).
Which offers more cashback, Coinbase One Card (AmEx) or Bybit Card APAC?
Bybit Card APAC has the highest cashback: up to 10%. Note the top rate often requires token staking and is subject to spending caps.
Is Coinbase One Card (AmEx) custodial or self-custody?
Coinbase One Card (AmEx) is custodial: funds are held by the platform, while Bybit Card APAC is custodial.
Which is better for spending abroad?
For foreign-currency spending Coinbase One Card (AmEx) wins, with the lowest FX markup: 0%.