COCA Visa Card vs Nexo Card
On cashback COCA Visa Card wins (up to 8%); for spending abroad FX markup matters, and COCA Visa Card does better (0% vs 0.2%). In our editorial rating Nexo Card leads (4.3 vs 3.8). The choice depends on your real spending profile: redo the math with your volumes before picking between COCA Visa Card and Nexo Card.
| COCA Visa Card | Nexo Card | |
|---|---|---|
| Tier | B | A |
| Rating | ★ 3.8 | ★ 4.3 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Free |
| IBAN | dedicato | dedicato |
| Multi-currency | No (single currency) | Yes · 3 currencies |
| Outbound transfers to third-party IBANs | Yes | Yes |
| Utility direct billing | No | No |
| SEPA direct debit (SDD) | No | No |
| SEPA transfer | Free | €5 |
| Interest on balance | 6% | 8% |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | EEA, UK, APAC, LATAM, MENA · 70+ countries | EEA, UK · 40+ countries |
| Regulator | FCA | FINMA |
| OAM Italy registration | No | Yes |
| Segment | B2C | B2C |
| Regions | EU/EEA, UK, APAC, LATAM, MENA | EU/EEA, UK |
| Licences & safety | none (card issued by Wirex) | Crypto Asset Service |
Frequently asked questions
COCA Visa Card vs Nexo Card: which is better?
On cashback COCA Visa Card wins (up to 8%); for spending abroad FX markup matters, and COCA Visa Card does better (0% vs 0.2%). In our editorial rating Nexo Card leads (4.3 vs 3.8). The choice depends on your real spending profile: redo the math with your volumes before picking between COCA Visa Card and Nexo Card.
Which is cheaper, COCA Visa Card or Nexo Card?
On the standard spending profile COCA Visa Card has the lowest net annual cost: €0 versus €0 for Nexo Card.
Which offers more cashback, COCA Visa Card or Nexo Card?
COCA Visa Card has the highest cashback: up to 8%. Note the top rate often requires token staking and is subject to spending caps.
Is COCA Visa Card custodial or self-custody?
COCA Visa Card is custodial: funds are held by the platform, while Nexo Card is custodial.
Which is better for spending abroad?
For foreign-currency spending COCA Visa Card wins, with the lowest FX markup: 0%.