Bybit Card EEA vs Crypto.com Visa Card
On cashback Crypto.com Visa Card wins (up to 5%, but the full rate requires Staking CRO per i tier oltre il 1%); for spending abroad FX markup matters, and Crypto.com Visa Card does better (0% vs 0.5%). Neither wins across the board: weigh the points above against your use case before choosing between Bybit Card EEA and Crypto.com Visa Card.
| Bybit Card EEA | Crypto.com Visa Card | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.3 | ★ 4.5 |
| Estimated net annual cost | €0 | €0 |
| Network | Mastercard | Visa |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| Issuance fee | €5 | Free |
| Annual fee | Free | Free |
| Free ATM limit | €100/mese senza commissioni, poi 2% | €400–1,000/month free, then 2% |
| ATM withdrawal | 2% | 2% |
| FX markup | 0.5% | 0% |
| Cashback | 1% in USDT · Nessuno | 5% in CRO · Staking CRO per i tier oltre il 1% |
| On-chain settlement | No | No |
| Contactless | Yes | Yes |
| Virtual card | Yes | Yes |
| KYC | Full | Full |
| Privacy | 2/10 | 2/10 |
| Supported countries | EEA · 29+ countries | US, EEA, UK, APAC, LATAM, MENA · 90+ countries |
| Regulator | Austria FMA; Dubai VARA; UAE SCA | MFSA |
| OAM Italy registration | No | Yes |
| Segment | B2C | B2C |
| Past incidents | February 2025: ~$1.5B breach (the largest crypto theft in history), attributed to the Lazarus Group; Bybit made customer funds whole. | — |
| Funding / solidity | — | 100M+ utenti · $1,5B ricavi |
| Regions | EU/EEA | US, EU/EEA, UK, APAC, LATAM, MENA |
| Licences & safety | MiCAR (CASP); VARA VASP; SCA Virtual Asset Platform Operator | MiCA, MAS, VASP |
Frequently asked questions
Bybit Card EEA vs Crypto.com Visa Card: which is better?
On cashback Crypto.com Visa Card wins (up to 5%, but the full rate requires Staking CRO per i tier oltre il 1%); for spending abroad FX markup matters, and Crypto.com Visa Card does better (0% vs 0.5%). Neither wins across the board: weigh the points above against your use case before choosing between Bybit Card EEA and Crypto.com Visa Card.
Which is cheaper, Bybit Card EEA or Crypto.com Visa Card?
On the standard spending profile Bybit Card EEA has the lowest net annual cost: €0 versus €0 for Crypto.com Visa Card.
Which offers more cashback, Bybit Card EEA or Crypto.com Visa Card?
Crypto.com Visa Card has the highest cashback: up to 5%. Note the top rate often requires token staking and is subject to spending caps.
Is Bybit Card EEA custodial or self-custody?
Bybit Card EEA is custodial: funds are held by the platform, while Crypto.com Visa Card is custodial.
Which is better for spending abroad?
For foreign-currency spending Crypto.com Visa Card wins, with the lowest FX markup: 0%.