Busha vs Yellow Card
Neither wins across the board: weigh the points above against your use case before choosing between Busha and Yellow Card.
| Busha | Yellow Card | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 3.7 | ★ 3.6 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Free |
| IBAN | condiviso | condiviso |
| Multi-currency | Yes · 4 currencies | Yes · 17 currencies |
| Outbound transfers to third-party IBANs | No | No |
| Utility direct billing | No | No |
| SEPA direct debit (SDD) | No | No |
| On-chain crypto withdrawal | Yes | Yes |
| Interest on balance | 10% | 0% |
| ATM withdrawal | not declared | not declared |
| Fund custody | Custodial (platform holds funds) | Custodial (platform holds funds) |
| KYC | Full | Full |
| Supported countries | AFRICA, UK · 3+ countries | AFRICA, LATAM, APAC · 34+ countries |
| Regulator | SEC Nigeria | NBFIRA / FSCA / FinCEN |
| OAM Italy registration | No | No |
| Segment | B2C | B2B |
| SEPA transfer | — | Free |
| Regions | Africa, UK | Africa, LATAM, APAC |
| Licences & safety | SEC Nigeria ARIP (giugno 2024) | VASP + MSB |
Frequently asked questions
Busha vs Yellow Card: which is better?
Neither wins across the board: weigh the points above against your use case before choosing between Busha and Yellow Card.
Which is cheaper, Busha or Yellow Card?
On the standard spending profile Busha has the lowest net annual cost: €0 versus €0 for Yellow Card.
Is Busha custodial or self-custody?
Busha is custodial: funds are held by the platform, while Yellow Card is custodial.
Which is better for spending abroad?
For foreign-currency spending Busha wins, with the lowest FX markup: 0%.