B4B Payments vs Column
Different commercial models: B4B Payments prices per-transaction, Column hybrid — real cost depends on your volumes. For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
| B4B Payments | Column | |
|---|---|---|
| Tier | A | A |
| Rating | ★ 4.3 | ★ 4.5 |
| Service type | Card issuing / BaaS | Card issuing / BaaS |
| Pricing model | Per transaction | Hybrid |
| Spread | 0 bps | — |
| Per-card fee | $0.00 virtual · $0.00 physical | — |
| Card networks | Mastercard, Visa | Visa |
| Card types | virtual, physical, prepaid | debit, virtual |
| Settlement time | T+1 | — |
| Fiat rails | SWIFT | ACH, SWIFT |
| Certifications | PCI-DSS-L1 | SOC2-T2 |
| Processed volume | $0 | — |
| Fund custody | Self-custody (funds in your control) | Self-custody (funds in your control) |
| KYC | Full | Full |
| Supported countries | EEA, UK, US · 50+ countries | US · 1+ countries |
| Regulator | FCA | OCC |
| OAM Italy registration | No | No |
| Segment | B2B | B2B |
| Stablecoins | — | USDC |
| SDK | — | Any via OpenAPI spec |
| Regions | EU/EEA, UK, US | US |
| Licences & safety | EMI | National Bank Charter |
Frequently asked questions
B4B Payments vs Column: which is better?
Different commercial models: B4B Payments prices per-transaction, Column hybrid — real cost depends on your volumes. For a serious B2B comparison request custom pricing from both: public terms are only the starting point.
Is B4B Payments custodial or self-custody?
B4B Payments is self-custody: you keep the keys, while Column is self-custody.