Agrotoken vs Meru
The structural difference is custody: Meru leaves you the keys, while Agrotoken holds funds on the platform. The choice depends on your real spending profile: redo the math with your volumes before picking between Agrotoken and Meru.
| Agrotoken | Meru | |
|---|---|---|
| Tier | B | B |
| Rating | ★ 3.5 | ★ 3.6 |
| Estimated net annual cost | €0 | €0 |
| Account fee | Free | Not disclosed |
| IBAN | condiviso | — |
| Multi-currency | No (single currency) | USD, USDC, USDT |
| Outbound transfers to third-party IBANs | No | — |
| Utility direct billing | No | — |
| SEPA direct debit (SDD) | No | — |
| On-chain crypto withdrawal | Yes | — |
| Interest on balance | 0% | — |
| ATM withdrawal | not declared | Free |
| Fund custody | Custodial (platform holds funds) | Self-custody (funds in your control) |
| KYC | Full | Full |
| Supported countries | LATAM · 3+ countries | LATAM · 14+ countries |
| Regulator | None | — |
| OAM Italy registration | No | No |
| Segment | B2B | B2C |
| Network | — | Visa |
| Regions | LATAM | LATAM |
| Licences & safety | None | ND |
Frequently asked questions
Agrotoken vs Meru: which is better?
The structural difference is custody: Meru leaves you the keys, while Agrotoken holds funds on the platform. The choice depends on your real spending profile: redo the math with your volumes before picking between Agrotoken and Meru.
Which is cheaper, Agrotoken or Meru?
On the standard spending profile Agrotoken has the lowest net annual cost: €0 versus €0 for Meru.
Is Agrotoken custodial or self-custody?
Agrotoken is custodial: funds are held by the platform, while Meru is self-custody.