Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Crypto.com Exchange

Crypto.com

4.3/5 0.6/5 · Data verified on

Crypto.com was among the first exchanges to secure a full MiCA licence and pairs CFTC-regulated derivatives with a base of over 100 million users. Its main drawbacks are uncompetitive spot fees and cashback rewards cut since 2022, along with CRO staking lock-ups.

61
Transparency: Medium
61/100 · see methodology
61
Data exposure: Medium
61/100 · lower is better for sovereignty · methodology

Data & conditions

Maker / Taker fee 0.25% / 0.5%
Markets Spot + Derivatives
Max leverage 50×
Supported assets 350+
Fiat on-ramp Yes
Staking / Earn Sì, prodotti Earn, staking, crypto card cashback. CRO token utility.
Fund custody Custodial (platform holds funds)
KYC Full
Supported countries US, EEA, UK, APAC, LATAM · 90+ countries
Regulator MAS, ASIC, FCA, AMF, DNB, MFSA, etc.
OAM Italy registration Yes
Segment B2C
MiCA / License status MiCA CASP (Malta) + MAS

Strengths

  • Primo exchange with license MiCA full; CFTC regulated derivatives; 100M+ users.
  • No notable sovereignty advantage documented.

Weaknesses

  • Fee spot not competitive; cashback ridotti 2022.
  • Custodial: the platform holds your funds and can freeze or lose them.
  • Full KYC required: verified identity, zero pseudonymity.

Verdict

A D ★ 4.3/5 ★ 0.6/5

The good rating rests on a strong regulatory position: among the first to secure a full MiCA licence, CFTC-regulated derivatives and over 100 million users. What holds the score back are the economic downsides: uncompetitive spot fees at base tiers (0.25% maker / 0.50% taker base) and cashback cut since 2022, with CRO staking lock-ups that reduce flexibility for the user.

With a privacy score of 2 it is among the least favorable of the group on this lens: custodial, full KYC and an approach entirely geared to regulatory compliance. The full MiCA licence and CFTC derivatives, strengths on protection, here certify exactly how embedded the service is within the supervised perimeter, far from the trustless model.

Privacy & anonymity 30% 0.5
Fund control 20% 0.0
Censorship resistance 20% 1.5
Costs 10% 0.0

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

What are Crypto.com Exchange's fees?

On Crypto.com Exchange, base spot fees are maker 0.25% / taker 0.50% (base tier: 30-day volume under $10,000 and no CRO staked). They drop with monthly volume and CRO staking, down to 0% maker at the highest tiers.

Is Crypto.com Exchange regulated in Europe?

Crypto.com Exchange is MiCA-compliant. It is listed in the Italian OAM register. Licence: MiCA CASP (Malta) + MAS.

Does Crypto.com Exchange publish Proof of Reserves?

Crypto.com Exchange publishes Proof of Reserves. No third-party reserve audit is documented. Reserve transparency is a critical factor after the FTX collapse.

Can I send transfers to third-party IBANs from Crypto.com Exchange?

No, Crypto.com Exchange is an exchange and does not allow transfers to third-party IBANs: fiat withdrawals return to a bank account in your own name.

Does Crypto.com Exchange support derivatives and futures?

Crypto.com Exchange offers derivatives trading, with up to 50x leverage.

Sources

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Update history

✓ Terms unchanged since Jul 17, 2026

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