Best Scalapay — Paga a Rate alternatives

The best alternatives to Scalapay — Paga a Rate among buy now, pay later & instalments, compared on the real numbers: cashback, net annual cost, licences and editorial rating.

1. PayPal — Paga in 3 rate
   ★ 3.4 cost — Custodial
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2. Satispay — Paga in 3
   ★ 3.3 cost — Custodial
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3. Cofidis PagoDIL — Paga a Rate
   ★ 3.2 cost — Custodial
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4. Soisy — Paga a Rate
   ★ 3.2 cost — Custodial
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5. Alma — Paga a Rate
   ★ 3.1 cost — Custodial
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6. Clearpay — Paga in 4
   ★ 3.0 cost — Custodial
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7. Klarna — Paga in 3
   ★ 3.0 cost — Custodial
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8. Amazon "Paga a rate" (Cofidis CreditLine)
   ★ 2.8 cost — Custodial
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