M0
M^0 Labs
Data verified on unchanged since the sources
Worth it if you are a fintech or institution wanting to issue a branded stablecoin on a shared, collateralized base ($M), without building the infrastructure from scratch.
Avoid it if you are an end consumer: M0 is B2B infrastructure not directly accessible, and the protocol is young, with governance and adoption still maturing.
M0 is an on-chain stablecoin issuance protocol that lets approved institutions mint a shared base token ($M), backed by high-quality collateral (e.g. US Treasuries), and wrap it into configurable branded stablecoins. It gives fintechs, payment platforms and institutions a modular infrastructure (application, distribution and issuance layers) to launch their own stablecoin. Founded in 2023 by Luca Prosperi (former MakerDAO), it has raised around $100M in total (a $40M Series B led by Polychain and Ribbit Capital).
Data & conditions
| Account fee | Not disclosed |
|---|---|
| ATM withdrawal | not declared |
| Fund custody | Self-custody (funds in your control) |
| Supported countries | US, EEA, APAC |
| Segment | B2B |
| MiCA / License status | Not disclosed |
Strengths
- Modular infrastructure letting third parties issue branded stablecoins on a shared, collateralized base.
- Strong backing (~$100M total) and notable partners in the stablecoin ecosystem.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- B2B infrastructure: not directly accessible to end consumers.
- Relatively young protocol: governance model and adoption still maturing.
- No notable sovereignty drawback documented.
Verdict
Score 4.0/5, very strong profile. In its favour: modular infrastructure letting third parties issue branded stablecoins on a shared, collateralized base. The trade-off to weigh: b2B infrastructure: not directly accessible to end consumers.
On the Sovereignty lens the score is 5.0/5 (outstanding): the strength is fund control (5.0/5).
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
Reputation
What happened to people who used M0, and what users say. External signals: they do not feed the promp.it rating.
Incidents & regulatory actions
No known incidentSearch across public sources: no known hack, withdrawal freeze or regulatory action as of the verification date.
verified on
FAQ
Can an individual use M0?
No. M0 is an issuance protocol aimed at institutions and fintechs wanting to launch a stablecoin; consumers at most use the branded stablecoins built on top of M0, not the protocol directly.
Does M0 custody user funds?
No. M0 is a non-custodial on-chain protocol: collateral is handled by approved issuers/custodians, not by M0 as an intermediary of end-user funds.
Sources
- Official service page Data verified on Jul 17, 2026
- fortune.com Funding Data verified on Jul 17, 2026