Best M0 alternatives

The best alternatives to M0 among stablecoin yield & savings apps, compared on the real numbers: cashback, net annual cost, licences and editorial rating.

1. PayPal Crypto
   ★ 4.3 cost €0 Custodial
   M0 vs PayPal Crypto →
2. Tether
   ★ 4.2 cost — Custodial
   M0 vs Tether →
3. Agora
   ★ 4.1 cost — Custodial
   M0 vs Agora →
4. StraitsX
   ★ 4.1 cost — Custodial
   M0 vs StraitsX →
5. Fold Bitcoin Credit Card
   ★ 4.0 1.5% cashback cost €0 Custodial
   M0 vs Fold Bitcoin Credit Card →
6. Iron
   ★ 4.0 cost — Custodial
   M0 vs Iron →
7. MiniPay
   ★ 4.0 cost €0 Self-custody
   M0 vs MiniPay →
8. Stables
   ★ 4.0 6% cashback cost €0 Custodial
   M0 vs Stables →

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