Zebec Card
Zebec · Mastercard
Zebec Card is a non-custodial crypto card on the Mastercard network, born from Zebec Network's Solana payments protocol and launched in 2026 with Mastercard. Funds stay in the user's wallet until loading (on-chain settlement) and multiple chains are supported (Solana, Base, Ethereum and others). The Silver and Carbon tiers carry no issuance, monthly or transaction fees; the Black tier (temporarily offline) has roughly $1 issuance, $1/month, ~2% top-up and $0.30 per transaction. There is no guaranteed cashback: rewards follow a points/airdrop model in ZBCN tokens. Virtual-only card (Apple Pay/Google Pay), with no ATM withdrawals. The FX markup is not publicly disclosed by the issuer and is therefore set to 0.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Mastercard |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | Nessun prelievo ATM |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | — |
| Chains | Solana, Base, Ethereum |
| On-chain settlement | Yes |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Light |
| Privacy | 7/10 |
| Supported countries | US, EEA, UK, APAC, LATAM · 138+ countries |
| Funding / solidity | Zebec è una società di pagamenti crypto fondata nel 2021 con sede a New York (USA), nata dal protocollo di pagamenti su Solana di Zebec Network. Tra gli investitori figurano Circle, Coinbase, Solana Ventures, Breyer Capital, Republic e Lightspeed Venture Partners. |
| Estimated net annual cost | €0/year |
| Segment | B2C |
| Funding / solidity | Zebec is a crypto payments company founded in 2021 and headquartered in New York (USA), born from Zebec Network's Solana payments protocol. Investors include Circle, Coinbase, Solana Ventures, Breyer Capital, Republic and Lightspeed Venture Partners. |
| MiCA / License status | N/A |
Plans & pricing
Strengths
- Non-custodial model: funds stay in your wallet until loading.
- Silver and Carbon tiers with no issuance, monthly or transaction fees.
- Multi-chain (Solana, Base, Ethereum) with instant virtual-card activation.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
- Light KYC: minimal identity verification.
Weaknesses
- No guaranteed cashback: only variable ZBCN-token rewards (airdrop/points).
- FX markup not publicly disclosed by the issuer.
- Virtual-only card and no ATM withdrawals.
- No notable sovereignty drawback documented.
Verdict
Non-custodial card: funds stay in the user's wallet with on-chain settlement until loading, so there is no exposure to an issuer-held balance. The issuer (Zebec, USA) does not publicly disclose a regulator or program manager and no dedicated licence is documented: formal protection remains limited and opaque.
Good sovereignty profile thanks to the non-custodial multi-chain model (Solana, Base, Ethereum) and light KYC, with funds under user control until spending. Sovereignty is penalised by the centralised Mastercard network and the lack of a physical card/cash access (virtual-only, no ATM).
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is Zebec Card custodial or self-custody?
Zebec Card uses a non-custodial model: funds stay in the user's wallet with on-chain settlement until the card is loaded. The network is Mastercard.
How much does Zebec Card cost?
The Silver and Carbon tiers have no issuance, monthly or transaction fees. The Black tier (temporarily offline) has roughly $1 issuance, $1/month, ~2% top-up and $0.30 per transaction. The FX markup is not publicly disclosed.
Sources
- Official service page Payment network · Regioni · Virtual card · Blockchain Data verified on Jun 22, 2026
- cryptocardhub.com Plans & pricing · Supported currencies · Paesi num Data verified on Jun 23, 2026
- cryptoslate.com Azienda info · Paesi num Data verified on Jun 23, 2026
- opencryptocards.com Fee emissione · Fx markup · Cashback · Settlement Data verified on Jun 22, 2026
Show 1 more source
- todey.xyz Custodial · Kyc · Fees · Cashback · +1 Data verified on Jun 22, 2026