Revuto Card
Revuto · Mastercard
Revuto Card is a virtual Mastercard debit card designed exclusively for managing and paying subscriptions (Netflix, Spotify and similar), with Revuto's signature controls to block, snooze or approve recurring payments. The platform grew out of the Cardano ecosystem (REVU token) and today settles on Ethereum with USDT and ADA top-ups; the linked wallet is non-custodial. The card is available to EU and UK residents with no KYC for issuance: the Basic plan is free (0% cashback), while the Pro plan (about €8/month) grants 4% cashback in REVU tokens. There is no physical card and no ATM withdrawal. The FX markup is not publicly documented: shown as 0 pending official confirmation.
The number that matters
The banner cashback isn't what you pocket.
After FX markup, fees and withdrawals, on an average profile of €1,000/mo (20% abroad).
Data & conditions
| Network | Mastercard |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | No ATM withdrawals (virtual card for subscriptions only) |
| ATM withdrawal | Free |
| FX markup | 0% |
| Cashback | 4% in REVU · Nessuno |
| Chains | Cardano, Ethereum |
| On-chain settlement | No |
| Contactless | No |
| Virtual card | Yes |
| KYC | No KYC |
| Privacy | 8/10 |
| Supported countries | EEA, UK |
| Funding / solidity | Revuto è una piattaforma di gestione abbonamenti nata dall'ecosistema Cardano (token REVU); l'emissione della carta di debito è operata tramite Paynovate SA/NV (EMI belga), con LinkCy SAS come distributore della carta. |
| Estimated net annual cost | €0/year |
| Regulator | National Bank of Belgium (NBB) |
| Segment | B2C |
| Funding / solidity | Revuto is a subscription-management platform born from the Cardano ecosystem (REVU token); debit-card issuance is operated through Paynovate SA/NV (a Belgian EMI), with LinkCy SAS as card distributor. |
| MiCA / License status | EMI Visa card issued by Paynovate SA/NV, a Belgian electronic money institution (EMI) under the Law of 11 March 2018, supervised by the National Bank of Belgium. |
Strengths
- Linked wallet is non-custodial: the user keeps control of their own funds.
- Free issuance and no KYC required to get the card in the EU/UK.
- Up to 4% cashback in REVU tokens on the Pro plan.
- Self-custody: funds stay in your wallet — the platform cannot touch them.
- No KYC: usable without identity verification.
Weaknesses
- Virtual-only card limited to subscription payments: no general spending or ATM withdrawals.
- Cashback paid in REVU tokens, whose value is volatile and tied to the project's fortunes.
- FX markup and commercial details are poorly documented publicly; geographic coverage limited to EU/UK.
- Subject to regulation (Visa card issued by Paynovate SA/NV, a Belgian electronic money institution (EMI) under the Law of 11 March 2018, supervised by the National Bank of Belgium.): reporting to authorities and freezes on order.
Verdict
The card is issued through a regulated European electronic money institution (EMI), but the spendable funds flow through a third-party issuer: consumer protection exists but is constrained by the card's narrow scope (subscriptions only, EU/UK only). With no KYC for issuance and limited geographic and functional coverage, the practical level of protection for the average user stays modest.
A strong point from a cypherpunk standpoint: the linked wallet is non-custodial and issuance requires no KYC, so the user keeps key control and minimizes personal-data disclosure. The limit remains the dependence on a traditional EMI issuer and on Mastercard rails for the final settlement of payments.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is the Revuto Card custodial?
No. The wallet linked to Revuto is non-custodial, originally built on the Cardano ecosystem: the user keeps control of their own keys and funds.
Where can I use the Revuto Card and for what?
It is a virtual Mastercard debit card available to EU and UK residents, designed exclusively for managing and paying subscriptions. There is no physical card and no ATM withdrawal.
Sources
- revuto.com Azienda · Legal name · Blockchain · Descrizione · +3 Data verified on Jun 23, 2026
- crypto.revuto.com Custodial · Blockchain Data verified on Jun 22, 2026
- getrevuto.medium.com Cashback · Payment network · Regioni Data verified on Jun 22, 2026
- todey.xyz Card issuance fee · Annual card fee · Cashback · Payment network · +4 Data verified on Jun 22, 2026