Costs, licensing, consumer protection Privacy, self-custody, censorship resistance

Rebind Card

Name: Rebind Card
Brand: Rebind

Rebind · Visa

4.0/5 2.8/5 · Data verified on Jun 22, 2026

Rebind is a self-custodial finance app offering a virtual Visa debit card powered by Gnosis Pay infrastructure. Funds stay in the user's Safe smart account: Rebind states it can in no case access or move funds (non-custodial model, embedded wallet based on Privy). The card settles spending on-chain on Gnosis Chain by converting the EURe stablecoin (euro issued by Monerium), with a personal IBAN for SEPA transfers. Virtual card issuance is free, there is no monthly fee, and Visa applies its own exchange rates with no extra markup from Rebind (0% FX). Cashback reaches up to 5%, paid in GNO tokens and tied to GNO holdings (tiers with spend caps). ATM withdrawals are free up to EUR 200/month (or 5 transactions), then 2% (minimum EUR 1). It is restricted to EEA/UK residents, requires full KYC, and is virtual-only (physical card not yet available). The annual fee is 0 because none applies; the issuance fee is 0 because it is documented as free.

The number that matters

The banner cashback isn't what you pocket.

After FX markup, fees and withdrawals, on an average profile of €1,000/mo (20% abroad).

Advertised cashback 5%

Real net cashback 4.2%

Data verified on Jun 22, 2026 · personalise the calc

Transparency: Low

46/100 · see methodology

Data exposure: Low

46/100 · lower is better for sovereignty · methodology

Data & conditions

§ Amounts in USD/GBP are shown in the service's native currency.

Network	Visa
Fund custody	Self-custody (funds in your control)
Issuance fee	Free
Annual fee	Free
Free ATM limit	Gratuito fino a 200 EUR/mese (o 5 operazioni), poi 2% (minimo 1 EUR)
ATM withdrawal	2%
FX markup	0%
Cashback	5% in GNO · Nessuno (il cashback dipende dalla detenzione di token GNO, non da staking)
Chains	Gnosis Chain
On-chain settlement	Yes
Contactless	Yes
Virtual card	Yes
KYC	Full
Privacy	6/10
Supported countries	EEA, UK · 32+ countries
Funding / solidity	{'nome_legale': 'Rebind SAS', 'sede': 'Saint-Mandé, Île-de-France, Francia', 'descrizione': "App finanziaria self-custodial che offre una carta di debito Visa virtuale tramite l'infrastruttura di Gnosis Pay, con regolamento on-chain in EURe su Gnosis Chain."}
Estimated net annual cost	€0/year
Regulator	Nessun regolatore proprio: Rebind SAS non fornisce custodia; la EURe è emessa da Monerium (EMI con licenza SEE) e l'infrastruttura carta è fornita da Gnosis Pay
Segment	B2C
Funding / solidity	{'nome_legale': 'Rebind SAS', 'sede': 'Saint-Mandé, Île-de-France, France', 'descrizione': 'A self-custodial finance app offering a virtual Visa debit card via Gnosis Pay infrastructure, with on-chain settlement in EURe on Gnosis Chain.'}
MiCA / License status	Nessuna licenza propria: la carta è emessa tramite l'infrastruttura di Gnosis Pay; la stablecoin EURe è emessa da Monerium (EMI con licenza nello Spazio Economico Europeo) Rebind SAS holds no license of its own. The card uses the regulated Gnosis Pay infrastructure and the EURe stablecoin issued by Monerium, an EMI (Electronic Money Institution) licensed in the European Economic Area.

Strengths

Self-custodial: funds stay in the user's Safe smart account, Rebind cannot move them
Free issuance, no monthly fee and 0% FX markup (Visa rates)
Cashback up to 5% in GNO tokens and on-chain settlement on Gnosis Chain with SEPA IBAN

Self-custody: funds stay in your wallet — the platform cannot touch them.

Weaknesses

EEA/UK residents only: not available in the USA
Virtual card only: the physical card is not yet available
Maximum cashback is tied to holding GNO tokens, with per-tier spend caps

Full KYC required: verified identity, zero pseudonymity.
Subject to regulation (Rebind SAS holds no license of its own. The card uses the regulated Gnosis Pay infrastructure and the EURe stablecoin issued by Monerium, an EMI (Electronic Money Institution) licensed in the European Economic Area.): reporting to authorities and freezes on order.

Verdict

B C ★ 4.0/5 ★ 2.8/5 Estimated net annual cost: €0/year

The Rebind Card offers no direct banking protection: funds stay in the user's Safe smart account (self-custody) and are not covered by deposit insurance. Protection comes from EURe issued by Monerium (an EMI licensed in the European Economic Area) and the regulated Gnosis Pay infrastructure, not from Rebind SAS, which states it provides no custody.

Strong sovereignty: a fully self-custodial model with a Privy-based embedded wallet and Safe smart account, on-chain settlement on Gnosis Chain, a personal IBAN, and Rebind stating it cannot access or move funds. Mandatory full KYC and reliance on a centralized stablecoin (Monerium EURe) remain the limits.

Privacy & anonymity 30% 1.5

Fund control 20% 5.0

Censorship resistance 20% 1.5

Costs 10% 5.0

Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.

"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.

FAQ

Is the Rebind Card custodial or self-custody?

It is self-custody: funds stay in the user's Safe smart account and Rebind states it can in no case access or move funds. The card is powered by Gnosis Pay infrastructure and settles spending on-chain on Gnosis Chain in EURe.

How much does the Rebind Card cost and what cashback does it offer?

Virtual card issuance is free, there is no monthly fee, and the FX markup is 0% (Visa rates apply). Cashback reaches up to 5% paid in GNO tokens, based on how much GNO you hold. ATM withdrawals are free up to EUR 200 per month, then cost 2% (minimum EUR 1).