Offramp Card
Offramp Labs · Visa
Offramp Card is a non-custodial Visa card from Offramp Labs aimed at crypto natives and global earners: assets stay on-chain in the user's own wallet as collateral, with on-chain settlement at the moment of spend. The card is issued through Rain Cards in partnership with US issuing bank Third National. It supports stablecoin deposits (USDC/USDT) across multiple networks (Ethereum, Base, Arbitrum, Optimism, Polygon, BNB Chain, Solana, Mode). The virtual card is free with no annual fee; the FX markup is about 1.5% (including Visa's network fee) and ATM withdrawals cost 2% with a USD 750 daily limit. No cashback is offered. Full KYC required. Broad global coverage with a strong Latin America focus.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| Free ATM limit | USD 750 daily ATM withdrawal limit |
| ATM withdrawal | 2% |
| FX markup | 1.5% |
| Cashback | — |
| Chains | Ethereum, Base, Arbitrum, Optimism, Polygon, BNB Chain, Solana, Mode |
| On-chain settlement | Yes |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 6/10 |
| Supported countries | LATAM, EEA, US, APAC, MENA, AFRICA · 180+ countries |
| Funding / solidity | Offramp Labs (entita legale Kingsview Global Limited) e un Virtual Asset Service Provider con sede a Hong Kong, focalizzato su pagamenti per crypto-nativi e lavoratori globali, con forte presenza in America Latina. |
| Estimated net annual cost | €0/year |
| Regulator | Hong Kong (VASP) per l'operatore; carta emessa tramite Rain Cards in partnership con Third National (banca emittente USA) |
| Segment | B2C |
| Funding / solidity | Offramp Labs (legal entity Kingsview Global Limited) is a Hong Kong-based Virtual Asset Service Provider focused on payments for crypto natives and global earners, with a strong Latin America presence. |
| MiCA / License status | Card issued through Rain Cards in partnership with Third National (US issuing bank) Offramp Labs operates as a Hong Kong-based Virtual Asset Service Provider (VASP) (legal entity Kingsview Global Limited); the Visa card is issued through Rain Cards in partnership with US issuing bank Third National. |
Strengths
- Self-custody: assets stay on-chain in the user's wallet until settlement
- Free virtual card, no annual fee, multi-chain support and mobile pay
- Broad geographic coverage with a strong Latin America presence
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- No cashback or rewards program
- FX markup around 1.5% and 2% ATM fee with a USD 750 daily limit
- Paid physical card (around USD 70) and mandatory full KYC
- Full KYC required: verified identity, zero pseudonymity.
- Subject to regulation (Offramp Labs operates as a Hong Kong-based Virtual Asset Service Provider (VASP) (legal entity Kingsview Global Limited); the Visa card is issued through Rain Cards in partnership with US issuing bank Third National.): reporting to authorities and freezes on order.
Verdict
Limited protection: full KYC is mandatory and the card is issued via Rain Cards/Third National in the US, but the operator Offramp Labs (Kingsview Global Limited) is a Hong Kong-based VASP without EU bank-grade prudential supervision; assets stay on-chain in the user's wallet.
Good sovereignty: a non-custodial card where assets remain on-chain in the user's wallet as collateral until settlement, though mandatory full KYC limits anonymity.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is Offramp Card custodial?
No. It is a non-custodial card: assets remain on-chain in the user's wallet as collateral and are only settled on-chain at the moment of spend.
What are the FX and ATM fees?
The FX markup is about 1.5% (including Visa's network fee) and ATM withdrawals cost 2% with a USD 750 daily limit. The virtual card is free with no annual fee.
Sources
- Official service page Azienda · Payment network · Custodial · FX markup · +7 Data verified on Jun 23, 2026
- coininterestrate.com Contactless · Virtual card · Supported currencies · Staking richiesto · +2 Data verified on Jun 23, 2026
- opencryptocards.com Issuer · Paese licenza · Licenses & registrations · On-chain settlement · +1 Data verified on Jun 22, 2026
- todey.xyz Kyc · Blockchain · ATM fees · ATM limits · +3 Data verified on Jun 22, 2026