HypurrFi Card
HypurrFi · Visa
The HypurrFi Card is the first DeFi-native card in the Hyperliquid ecosystem, built by HypurrFi in collaboration with Brahma's Swype and now live as a virtual card on the Visa network (accepted at 100+ million merchants). It works as an on-chain credit card: instead of pre-loading funds, every purchase borrows in real time against the user's collateral positions on HypurrFi, keeping crypto on-chain and productive (non-custodial model, no off-ramps or top-ups). Rewards are paid in points (a 50,000 weekly bonus points pool at launch), so currency cashback is shown as 0. Per TODEY the FX markup is up to 1.5% on non-USD purchases and there are no ATM withdrawals. Euro issuance and annual fees are not officially documented, so they are shown as 0 in the absence of a figure. The launch was whitelisted (50 initial spots, top 500 leaderboard addresses) with identity verification required; the chains involved are HyperEVM (the HypurrFi position) with Base support via Swype.
Data & conditions
§ Amounts in USD/GBP are shown in the service's native currency.
| Network | Visa |
|---|---|
| Fund custody | Self-custody (funds in your control) |
| Issuance fee | Free |
| Annual fee | Free |
| ATM withdrawal | Free |
| FX markup | 1.5% |
| Cashback | — |
| Chains | Hyperliquid |
| On-chain settlement | Yes |
| Contactless | Yes |
| Virtual card | Yes |
| KYC | Full |
| Privacy | 5/10 |
| Supported countries | US, EEA, UK, LATAM |
| Estimated net annual cost | €0/year |
| Segment | B2C |
| MiCA / License status | Nessuna licenza propria: la carta opera tramite l'app Swype di Brahma; nessuna licenza di emittente divulgata pubblicamente |
Strengths
- Non-custodial on-chain credit card: spend without selling, crypto stays on-chain as productive collateral
- Live virtual Visa card accepted at 100M+ merchants, integrated with Hyperliquid via Brahma's Swype
- Modest FX markup (up to 1.5%) and points rewards on spending
- Self-custody: funds stay in your wallet — the platform cannot touch them.
Weaknesses
- Virtual card only: no physical card and no ATM withdrawals
- Whitelisted access tied to the Hyperliquid ecosystem; requires collateral and full KYC
- Euro issuance/annual fees undocumented; rewards in points only, not currency cashback
- Full KYC required: verified identity, zero pseudonymity.
Verdict
Weak protection: the HypurrFi Card discloses no issuer license of its own and operates through Brahma's Swype app on the Visa network. As a non-custodial on-chain credit card, funds stay under the user's control as collateral, but there is no bank-style protection on balances.
High sovereignty: a non-custodial model where crypto stays on-chain as productive collateral and every purchase borrows in real time, with no top-ups or off-ramps. Full KYC (via SumSub) and whitelisted access tied to the Hyperliquid ecosystem remain caveats.
Promp's editorial rating based on real fees and net annual cost. Promp reviews third-party products independently.
"Sovereignty" rating: score computed on privacy/anonymity (30%), fund control (20%), censorship resistance (20%), trustless/auditability (20%) and costs (10%). Same data, different weights.
FAQ
Is the HypurrFi Card custodial?
No: it is a non-custodial on-chain card. Every purchase borrows in real time against your collateral on HypurrFi and the crypto stays on-chain, with no off-ramps or top-ups. It is managed through Brahma's Swype app.
What cashback does the HypurrFi Card offer?
It does not offer currency cashback (shown as 0): rewards are paid in points, with a 50,000 weekly bonus points pool at launch. Per TODEY the FX markup is up to 1.5% on non-USD purchases.
Sources
- Official service page Azienda · On-chain settlement · Custodial Data verified on Jun 22, 2026
- docs.brahma.fi Supported currencies · Italia disponibile · Contactless Data verified on Jun 23, 2026
- hypurrfi.beehiiv.com Azienda · Issuer · Virtual card · On-chain settlement · +1 Data verified on Jun 22, 2026
- todey.xyz Payment network · FX markup · Cashback · Kyc · +5 Data verified on Jun 22, 2026